Senior AML & Sanctions Compliance Lead

Capital One; Nottingham; Hybrid; GBP 65,000 - 90,000; Full time

Benefits offered by this job

Funding for external qualifications

Pension scheme

Private medical insurance

Parental leave

25 days annual leave

Job summary

Capital One UK is seeking a Principal Associate in the Financial Crime Compliance team in Nottingham. You will blend financial crime expertise with stakeholder management to drive the AML work programme and maintain effective controls.

The role requires leading investigations, coaching first-line teams, and delivering timely reports. Based in Nottingham with a hybrid work model, you’ll work closely with the MLRO and engage in challenging, high-impact cases while staying aligned with UK

Qualifications

• Understand UK financial crime regulatory framework (MLR, JMLSG, Proceeds of Crime Act).
• Lead end-to-end financial crime investigations in high-volume consumer credit environments.
• Document investigation decisions to support high-quality SAR submissions.
• Maintain QA standards and support audits; align controls with UK requirements.

Responsibilities

• Oversee Financial Crime Delivery Team; provide leadership and advisory support to investigators.
• Define standards and ensure clear performance expectations.
• Develop and train first-line teams for high-quality investigations.
• Drive AML Work Programme so projects and reports are delivered on time and accurately.
• Update policies, procedures and annual training to stay practical and fit for purpose.
• Support MLRO during AML/CTF audits and assessments.
• Collaborate with MLRO on decisions regarding suspicious activity (SARs).
• Provide credible challenge of Customer Due Diligence processes.
• Perform secondary QA on complex cases and lead reviews to guide decisions.
• Keep abreast of latest NCA guidance and translate into practical team guidance.

Skills

Regulatory knowledge

Team leadership

SARs handling

Stakeholder management

Job description

Capital One UK is seeking a Principal Associate in the Financial Crime Compliance team in Nottingham. You will blend financial crime expertise with stakeholder management to drive the AML work programme and maintain effective controls.

The role requires leading investigations, coaching first-line teams, and delivering timely reports. Based in Nottingham with a hybrid work model, you’ll work closely with the MLRO and engage in challenging, high-impact cases while staying aligned with UK