Risk Underwriter, DACH (London Based)

Bondaval; Greater London; Híbrido; GBP 70.000 - 100.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Equity in company

Private pension

Private medical cover

25 days’ holiday + bank holidays

Learning and development budget

CultureClub and townhalls

Descripción de la vacante

Bondaval is seeking a German-speaking Risk Underwriter to underwrite our DACH book from the UK, covering Germany, Austria and Switzerland. DACH is a priority market with a local commercial team on the ground, enabling you to read the market in its own language and turn submissions around quickly.

In year one, you will own underwriting on the DACH book, partner with brokers and the commercial team, and contribute to timely decision-making.

Formación

• German and English fluency, written and spoken.
• 3+ years in credit underwriting or credit analysis.
• Knowledge of DACH accounting conventions and insolvency regimes.

Responsabilidades

• Analyse and underwrite new and on-boarded DACH risks within delegated authority.
• Assess buyers using German-language financial statements, registry filings and credit reports.
• Partner with our DACH commercial team and brokers on submissions and renewals.
• Prepare transaction papers for the Underwriting Committee, and present them.
• Monitor DACH sector and insolvency trends, and recommend portfolio action.
• Track and report portfolio metrics and performance indicators.
• Represent DACH market requirements in product and platform work.

Conocimientos

German language

English language

Financial analysis

Underwriting experience

Commercial judgement

Descripción del empleo

Bondaval is building the decision layer for B2B financial risk, and we intend to shape how the next generation of it is managed.

Every company that sells on credit is taking risk on whether it will get paid. We help them manage that risk with confidence. Our platform combines proprietary technology, specialist underwriting and rated insurance capacity, so businesses can price, monitor and protect their credit, counterparty and payment risk in one place. Trade credit insurance and non-payment guarantees all run on it.

• Named as the #1 fastest-growing InsurTech and #19 fastest-growing startup in the Sifted 100 for UK & Ireland
• #4 fastest growing software business in the UK (The Sunday Times 100 Tech)
• We’ve raised ~$35m of capital to accelerate our growth, backed by leading European and American VCs, including Dawn Capital and Octopus Ventures

About Us

Bondaval is building the decision layer for B2B financial risk, and we intend to shape how the next generation of it is managed.

Every company that sells on credit is taking risk on whether it will get paid. We help them manage that risk with confidence. Our platform combines proprietary technology, specialist underwriting and rated insurance capacity, so businesses can price, monitor and protect their credit, counterparty and payment risk in one place. Trade credit insurance and non-payment guarantees all run on it.

• Named as the #1 fastest-growing InsurTech and #19 fastest-growing startup in the Sifted 100 for UK & Ireland
• #4 fastest growing software business in the UK (The Sunday Times 100 Tech)
• We’ve raised ~$35m of capital to accelerate our growth, backed by leading European and American VCs, including Dawn Capital and Octopus Ventures

About the Role

We are hiring a German-speaking Risk Underwriter to underwrite our DACH business from the UK, covering clients and buyers across Germany, Austria and Switzerland.

DACH is a priority market for us, with a local commercial team on the ground. This role gives that team a dedicated underwriting partner who reads the market in its own language.

In year one, success means owning underwriting on the DACH book and turning submissions round quickly and to standard.

Hybrid, with regular presence at our London office and occasional travel to DACH.

Key Responsibilities

• Analyse and underwrite new and on-boarded DACH risks within delegated authority.
• Assess buyers using German-language financial statements, registry filings and credit reports.
• Partner with our DACH commercial team and brokers on submissions and renewals.
• Prepare transaction papers for the Underwriting Committee, and present them.
• Monitor DACH sector and insolvency trends, and recommend portfolio action.
• Track and report portfolio metrics and performance indicators.
• Represent DACH market requirements in product and platform work.

About You

Required:

• Professional fluency in German and English, written and spoken.
• 3+ years in credit underwriting or credit analysis, ideally in trade credit insurance, a bank or a credit insurer.
• Working knowledge of DACH accounting conventions and insolvency regimes.
• Strong financial analysis and sound commercial judgement.
• Clear, concise writing that turns analysis into a well-argued recommendation.

Nice to have:

• Experience with credit insurance policy structures, including German-language wordings.
• Experience working with brokers in the DACH market.
• Knowledge of the SME market and its key trade sectors.

Compensation, Perks & Benefits

• Competitive base salary
• Meaningful equity in a company at the intersection of insurance, credit, data and technology
• Private pension Private medical cover 25 days’ holiday + bank holidays
• Learning and development budget
• Exposure to clients, brokers, reinsurance partners and investors from day one
• A volunteer-run Culture Club, regular all-team weeks, hackathons and townhalls