Risk Manager - Payments

JR United Kingdom; Plymouth; On-site; GBP 50,000 - 80,000; Full time

Job summary

A leading UK financial institution is seeking a Payments Risk Manager to play a crucial role in safeguarding payment operations. In this second-line position, you will lead efforts in managing risks related to payment processes while ensuring compliance with regulations and engaging various stakeholders.

Qualifications

• Deep expertise in UK/international payment systems and regulations.
• Experience in a financial services context.
• Ability to lead with insight and engage stakeholders effectively.

Responsibilities

• Leading initiatives to identify, assess, and mitigate payment-related risks.
• Overseeing payment risk strategies and regulatory compliance.
• Engaging with cross-functional teams and third-party experts.

Skills

Fraud prevention

Risk mitigation

Regulatory compliance

Stakeholder engagement

Data analysis

Job description

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Are you passionate about managing risk in the ever-evolving world of payments? A dynamic opportunity has opened up at a leading UK financial institution for an experienced Payments Risk Manager to play a key role in shaping and safeguarding critical payment operations.

What You’ll Be Doing

In this pivotal second-line role, you'll be leading initiatives to identify, assess, and mitigate payment-related risks, from operational exposure to fraud and financial crime. Working closely with senior leadership, cross-functional teams, and third-party experts, you’ll help define the future of secure and compliant payment processes.

Your focus will span:

• Payment risk strategy and oversight across channels (Faster Payments, CHAPS, Bacs, SWIFT, Open Banking)
• Fraud detection and financial crime prevention
• Regulatory compliance (FCA, PSD2, AML, PSRs)
• Stakeholder engagement and governance
• Driving continuous improvement and embedding a risk-aware culture

You're someone who:

• Brings deep expertise in UK/international payment systems and regulations
• Has strong fraud prevention and risk mitigation experience in a financial services context
• Knows how to lead with insight, communicate with clarity, and engage with impact
• Is confident working with data, risk frameworks, and evolving regulatory landscapes
• Can balance strategic oversight with operational effectiveness