Risk Manager - Payments

JR United Kingdom; Gloucester; On-site; GBP 70,000 - 100,000; Full time

Job summary

A leading UK financial institution seeks a skilled Payments Risk Manager to oversee and enhance payment risk strategies. This crucial role involves assessing risks across payment channels, ensuring regulatory compliance, and driving continuous improvement in payment operations. The ideal candidate will bring extensive expertise in payment systems and a proven track record in fraud prevention.

Qualifications

• Deep expertise in UK/international payment systems and regulations.
• Experience in financial services related to fraud prevention and risk mitigation.
• Strong communication and engagement skills.

Responsibilities

• Lead initiatives to identify, assess, and mitigate payment-related risks.
• Drive compliance and oversee payment risk strategy across various channels.
• Engage with stakeholders and promote a risk-aware culture.

Skills

Fraud prevention

Risk mitigation

Data analysis

Stakeholder engagement

Job description

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Are you passionate about managing risk in the ever-evolving world of payments? A dynamic opportunity has opened up at a leading UK financial institution for an experienced Payments Risk Manager to play a key role in shaping and safeguarding critical payment operations.

What You’ll Be Doing

In this pivotal second-line role, you'll be leading initiatives to identify, assess, and mitigate payment-related risks, from operational exposure to fraud and financial crime. Working closely with senior leadership, cross-functional teams, and third-party experts, you’ll help define the future of secure and compliant payment processes.

Your focus will span:

• Payment risk strategy and oversight across channels (Faster Payments, CHAPS, Bacs, SWIFT, Open Banking)
• Fraud detection and financial crime prevention
• Regulatory compliance (FCA, PSD2, AML, PSRs)
• Stakeholder engagement and governance
• Driving continuous improvement and embedding a risk-aware culture

You're someone who:

• Brings deep expertise in UK/international payment systems and regulations
• Has strong fraud prevention and risk mitigation experience in a financial services context
• Knows how to lead with insight, communicate with clarity, and engage with impact
• Is confident working with data, risk frameworks, and evolving regulatory landscapes
• Can balance strategic oversight with operational effectiveness