Risk Manager - Payments

JR United Kingdom; Chester; On-site; GBP 60,000 - 90,000; Full time

Job summary

A leading UK financial institution is seeking an experienced Payments Risk Manager to oversee and shape payment operations. This pivotal role involves mitigating risks, ensuring regulatory compliance, and fostering a risk-aware culture while working collaboratively with senior leadership and external partners.

Qualifications

• Deep expertise in UK/international payment systems and regulations.
• Strong fraud prevention and risk mitigation experience in financial services.

Responsibilities

• Lead initiatives to identify, assess, and mitigate payment-related risks.
• Define future of secure and compliant payment processes.
• Oversee payment risk strategy across channels like Faster Payments and SWIFT.

Skills

Fraud prevention

Risk mitigation

Stakeholder engagement

Regulatory compliance

Job description

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Are you passionate about managing risk in the ever-evolving world of payments? A dynamic opportunity has opened up at a leading UK financial institution for an experienced Payments Risk Manager to play a key role in shaping and safeguarding critical payment operations.

What You’ll Be Doing

In this pivotal second-line role, you'll be leading initiatives to identify, assess, and mitigate payment-related risks, from operational exposure to fraud and financial crime. Working closely with senior leadership, cross-functional teams, and third-party experts, you’ll help define the future of secure and compliant payment processes.

Your focus will span:

• Payment risk strategy and oversight across channels (Faster Payments, CHAPS, Bacs, SWIFT, Open Banking)
• Fraud detection and financial crime prevention
• Regulatory compliance (FCA, PSD2, AML, PSRs)
• Stakeholder engagement and governance
• Driving continuous improvement and embedding a risk-aware culture

You're someone who:

• Brings deep expertise in UK/international payment systems and regulations
• Has strong fraud prevention and risk mitigation experience in a financial services context
• Knows how to lead with insight, communicate with clarity, and engage with impact
• Is confident working with data, risk frameworks, and evolving regulatory landscapes
• Can balance strategic oversight with operational effectiveness