Risk Manager Lead – Risk Decision & Data Science

Description This; Swindon; Hybrid; GBP 90,000 - 125,000; Full time

Job summary

Nationwide is seeking a Risk Manager Lead within the Risk Decision & Data Science team. You will drive the development of credit scoring capabilities for Retail Lending and solution design for affordability to support responsible lending.

The role requires hands-on model delivery, strong stakeholder engagement, and leadership to deliver high‑quality models on tight timelines. You will work in a hybrid model, spending time at the Swindon office and across the UK estate, with collaboration across

Qualifications

• Hands-on delivery of scorecard and model developments.
• Ability to translate complex technical concepts for non-technical stakeholders.
• Proven track record delivering through leadership of others and cross-functional teams.

Responsibilities

• Lead and shape the development of credit scoring capability for Retail Lending.
• Deliver cutting-edge analytical tools to optimise decisions across credit lifecycle.
• Engage with Senior Management across Risk, Oversight, Collections and Product; manage stakeholders.
• Model risk governance and compliance with regulatory requirements.

Skills

Credit risk modelling

Stakeholder management

People leadership

Hands-on model development

Data analysis

Education

Degree in a quantitative field

Tools

Python

R

SQL

Job description

A fantastic opportunity has become available as a Risk Manager Lead in our thriving Risk Decision & Data Science team – winners of the “Credit Modelling & Risk Team of the Year” at both the 2022 and 2020 Credit Strategy Awards. RD & DS is a dynamic and fun place to work, with a fantastic team culture and a culture for recognising and rewarding the great work its colleagues do.

As a Risk Manager Lead, with the support of a Senior Risk Manager, you will be responsible for leading and shaping the development of credit scoring capability in the team. Thus, enabling the delivery of cutting-edge analytical tools that optimise decisions for all our Retail Lending portfolios, across all aspects of the credit lifecycle (Application, Behavioural and Collections/Recoveries), as well as Affordability solutions that ensure responsible lending and compliance with regulation. Experience of “hands‑on” delivery of multiple scorecard / model developments will be essential, as elements of the role will involve developing innovative solutions to complex business problems.Capability to translate complex issues into a more palatable form for a less technical audience will also be critical to ensure productive relationships with key stakeholders. Furthermore, a proven track record of delivering through leading others will be required.

Proven experience in stakeholder management and communication will be integral to the role, as it will involve regular engagement with the Senior Management in Secured and Unsecured Risk, Model Risk Oversight, Collections/Recoveries, and Product areas. People leadership experience will be essential for you to motivate and enable your direct reports and the wider team to deliver high-quality models to tight timescales.

At Nationwide we offer hybrid working wherever possible. More rewarding relationships are supported through our hybrid approach, bringing colleagues together across our UK wide estate, whilst also supporting generous access to home working. We value our time in the office to solve problems, to learn, and to feel connected.

For this job you'll spend at least two days per week, or if part time you'll spend 40% of your working time, based at our Swindon office. If your application is successful, your hiring manager will provide further details on how this works. You can also find out more about our approach to hybrid working here.