Risk Decisioning Lead – Credit Scoring & Data Science

Nationwide; Swindon; Hybrid; GBP 70,000 - 95,000; Full time

Benefits offered by this job

25 days holiday

Private medical insurance

Pension

Annual performance bonus

Training and development

Salary sacrifice scheme

Life assurance

Wellhub health and wellness

Paid volunteering

Job summary

Nationwide is seeking a Risk Manager Lead to drive development of credit scoring in the Risk Decision & Data Science team. You will lead multiple scorecard projects, mentor a team, and ensure models align with risk and regulatory requirements across Retail Lending, including Behaviour and Collections/Recoveries.

The role requires hands-on modelling experience, strong communication with senior stakeholders, and a proven track record of delivering under tight timescales.

Qualifications

• Significant experience delivering decision modelling scorecards and innovative risk tooling.
• Deep knowledge of Credit Scoring techniques and their pros/cons.
• Hands-on leadership to deliver modelling tools and mentor a team.
• Strong stakeholder management and communication with senior stakeholders.

Responsibilities

• Engage with senior stakeholders to plan and lead multiple modelling projects across Credit Risk and Collections/Recoveries.
• Develop, document and deliver models and analytical tools using statistical techniques.
• Present model performance to risk committees and senior management.
• Collaborate with Systems, Product Risk, and Model Validation to ensure requirements are understood and implemented.

Skills

SAS

Python

R

Education

PhD

MSc or quantitative degree

Job description

Nationwide is seeking a Risk Manager Lead to drive development of credit scoring in the Risk Decision & Data Science team. You will lead multiple scorecard projects, mentor a team, and ensure models align with risk and regulatory requirements across Retail Lending, including Behaviour and Collections/Recoveries.

The role requires hands-on modelling experience, strong communication with senior stakeholders, and a proven track record of delivering under tight timescales.