Risk And Compliance Specialist

The Aa; England; On-site; GBP 55,000 - 85,000; Full time

Benefits offered by this job

Annual leave

Pension

Breakdown membership

GP access

Employee discounts

Job summary

The AA’s AAUICL, the Group’s in-house insurance arm, is seeking a Risk & Compliance professional to develop and embed the risk and control framework, partnering with Risk Owners to protect customers and support strategic objectives.

Reporting to the Head of Risk, Compliance and Operations, you will analyse risks, coordinate regulatory actions, and guide stakeholders through complex requirements across UK operations.

Qualifications

• Experience in UK personal lines insurance or equivalent.
• Ability to translate regulatory requirements into practical guidance.
• Strong communication and stakeholder management skills.

Responsibilities

• Develop and embed Risk Management Framework aligned with Group Risk & Compliance.
• Identify, assess and manage risks with Risk Owners; recommend improvements.
• Analyse risks, incidents and provide clear governance reporting.
• Support compliance with GFSC, FCA, Solvency II and related requirements.
• Maintain Conduct and Customer Outcomes arrangements to reduce poor outcomes.
• Coordinate compliance and audit actions, regulatory submissions and reporting for governance forums.

Skills

Operational risk

Compliance

Analytical ability

Stakeholder communication

Policy development

Risk reporting

Education

Degree-level education

Job description

Job Description

If you enjoy turning complex risk and regulatory requirements into clear, practical action, this is an opportunity to make a visible impact within AAUICL, The AA’s in-house insurance company.

Reporting to the Head of Risk, Compliance and Operations, you'll help develop and embed AAUICL’s risk and control framework, supporting the business to achieve its strategic objectives while keeping good customer outcomes at the heart of decision-making. You'll partner with Risk Owners and colleagues across The AA, helping identify, assess, mitigate and report risks, while supporting compliance with relevant regulatory requirements.

You'll also help keep compliance, audit and regulatory actions moving through to completion, bringing together strong analysis, attention to detail and confident stakeholder communication. This role will suit someone who takes a pragmatic, process-focused approach and can translate complex information into clear guidance.

Key Responsibilities

• Develop and embed AAUICL’s Risk Management Framework, aligning with Group Risk & Compliance so that risk systems and processes remain fit for purpose and support business needs.
• Partner with Risk Owners to identify, assess and manage risks, facilitating assessments and recommending practical improvements that strengthen controls and mitigate issues.
• Analyse risks, issues and incidents to identify root causes and provide clear reporting that supports informed decisions and effective governance.
• Support compliance with relevant statutory, legislative and regulatory requirements, including GFSC, FCA and Solvency II requirements, helping colleagues and outsourced service providers understand their obligations.
• Maintain effective Conduct and Customer Outcomes arrangements, helping the business identify and reduce the risk of poor customer outcomes.
• Oversee key third-party and outsourcing arrangements, compliance risks, registers and control activity to support an effective Risk & Compliance function and strong lines of defence.
• Coordinate compliance and audit actions, regulatory submissions and reporting for governance forums, helping ensure actions and deadlines are managed through to completion.

Qualifications

You’ll Bring

• Strong experience within UK personal lines insurance, with a solid understanding of operational risk and compliance gained through frontline, advisory or assurance roles.
• Strong analytical capability, with the ability to connect information across data sets and make clear, timely recommendations.
• A pragmatic approach to problem-solving, with sound judgement around decision-making, escalation and risk mitigation.
• Confident stakeholder skills, with the ability to build productive relationships, influence effectively and work across different levels of an organisation.
• Clear written and verbal communication skills, including the ability to translate complex technical or regulatory information into accessible guidance.
• Strong planning, organisation and attention to detail, with experience developing or implementing policies, processes or procedures and managing priorities to deadlines.

Nice to Have

• Knowledge of GFSC, FCA or Solvency II requirements.
• Degree-level education or equivalent relevant experience.
• Experience working across UK and Gibraltar operations, or within a cross-jurisdictional insurance or regulatory environment.

Additional Information

Belonging at The AA

At The AA, we value the unique perspectives, experiences and ideas that our people bring. We've nurtured a workplace where everyone feels valued, respected and empowered to do their best work. Through our employee communities and inclusion initiatives, we've created opportunities for people to connect, share experiences and influence positive change across the business. This is a place where your voice matters and where you can belong, grow and succeed.

Driven by People, Rewarded by Benefits

We believe in rewarding our people. That's why we offer a comprehensive benefits package including;

• 25 days' annual leave plus bank holidays, the option to buy additional holiday
• Up to 7% employer pension contribution
• Free AA breakdown membership from Day One with 50% discount for family and friends, discounts on AA products including car and home insurance
• 24/7 GP access and wellbeing support for you and your family
• A wide range of employee discounts, including our popular car salary sacrifice scheme