Reserving Consultant

Intact Insurance (previously RSA); Liverpool; Hybrid; GBP 52,000 - 76,000; Full time

Benefits offered by this job

Annual bonus

Pension contributions

Hybrid work

Leave allowance

Health & wellbeing

Mentoring

Inclusive culture

Share options

Job summary

Intact Insurance is seeking a Reserving Consultant to guide analysts and deliver high-quality actuarial analysis to support reserve reviews. Based in Horsham or Liverpool on a hybrid basis, you will work with senior actuaries and stakeholders to explain results and drive improvements.

The role offers a blend of actuarial work, collaboration, and development opportunities, with a supportive culture and hybrid working options.

Qualifications

• Actuarial training and relevant professional exposure are essential.
• Newly or nearly qualified actuary level is acceptable.
• Analytical mindset with credibility to work with UK actuarial leaders.
• Strong ability to build trust with senior colleagues and the business.

Responsibilities

• Deliver high-quality actuarial analysis with complex data and robust models.
• Support the reserving process and relate results to senior stakeholders.
• Act as peer reviewer to ensure quality and compliance across reserving work.

Skills

Actuarial training

Newly qualified

Analytical mindset

Stakeholder relations

Job description

Intact Insurance is the new name for RSA in the UK, Ireland, and across Europe. It’s a new name and a new way to do business. Backed by global expertise and a commitment to service that feels different, we’re focused on making insurance simpler, faster, and more responsive.

Shape the future

We’re leading a transformation in insurance helping people, businesses and society prosper in good times and be resilient in bad times. When you join us, you’re not just taking a job, you’re stepping into a career where you can make a real difference.

Grow with us

We’re customer-driven, community-focused, and committed to helping our people grow. Whether you’re early in your journey or bringing years of experience, we’ll support you with the tools, flexibility, and opportunities to thrive.

Win as a Team

As a Reserving Consultant, you will guide and support Analysts in achieving their objectives. You will carry out high-quality actuarial analysis that feeds into the reserve review and booking process, along with involvement in the reserve input process in order to ensure the best quality information and insight is available for the reserve review work. You will be involved in the reserve output process and be required to explain the results of your work and what it means to senior actuaries and stakeholders throughout the business.

You will be based in either Horsham or Liverpool on a hybrid basis.

You'll make an impact by:

• Delivering high-quality actuarial analysis, working with complex data, identification and treatment of prior and future expected trends, building robust and appropriate models that result in balanced and statistically sound projections of reserve and ultimate estimates supporting the reserving team and reserving director.
• Carrying out actuarial process and analysis such that all relevant professional standards, regulatory standards, and Intact policies and principles are achieved and continuously complied with.
• Estimate of assumptions relevant to the in-scope reserving classes.
• Producing a variety of suitable actuarial models under different methodologies.
• Supporting the Directors and Vice President in actuarial business partnering and audit/external review questions.
• Acting as peer reviewer to other reserving classes not analysed.
• Reviewing and challenging of actuarial aspects of products that align to reserving classes to ensure quality and reliability.

Your skills and experience:

• Appropriate Actuarial training and experience is essential to this role
• Newly or nearly qualified actuary level
• Analytical mindset along with the credibility to operate in support of the UK Actuarial leaders, work as part of an effective team, and to drive continuous improvement
• Relationship and trust building with senior actuarial colleagues and the business is paramount

Why you'll love it here

Being part of our team means you’ll have the support and freedom to bring your best self to work each day. As a permanent member, here’s what you can look forward to:

• Annual discretionary bonus
• Up to 11% pension contributions
• Hybrid working + flexible hours
• 25 days annual leave + bank holidays + buy/sell options
• Health & wellbeing + virtual GP
• Career development and mentoring
• Inclusive culture + employee networks
• Share investment options

Our DEI commitment

We celebrate individuality and believe our differences make us stronger. We’re proud to foster a culture where everyone feels respected, valued, and empowered to thrive.

As an Equal Opportunity and Disability Confident Employer, we ensure fair consideration for all applicants and offer interviews to all disabled candidates who meet the essential criteria.

We understand that everyone’s circumstances are different and are happy to explore flexible working options such as reduced hours or job shares to support work-life balance.

If you meet the core criteria but not every requirement, we’d still love to hear from you. Let’s explore how this role could support your next career step. If you need adjustments during the recruitment process, just let us know we’re here to support you.