Relationship Manager – Commercial Property / Real Estate Lending - London – Permanent – Ref: 25037

Howard Lock Consulting Ltd; London; Hybrid; GBP 60,000 - 100,000; Full time

Job summary

A leading company in the financial services sector seeks a Relationship Manager specializing in commercial real estate lending. The role involves managing client portfolios, conducting credit assessments, and fostering relationships with borrowers and intermediaries. This is a permanent position with a competitive salary and opportunities for professional growth in a dynamic environment.

Benefits

Generous performance bonus

Opportunity for travel across various UK cities

Qualifications

• 3–5 years’ experience in commercial real estate lending with demonstrable deal execution track record.
• Familiarity with credit and compliance frameworks in the UK lending market.

Responsibilities

• Originate, structure and manage a portfolio of real estate lending clients.
• Conduct detailed credit assessments and valuation reviews.

Skills

Analytical Skills

Communication

Negotiation

Stakeholder Engagement

Education

Degree in Finance or a related field

Job description

Relationship Manager – Commercial Property / Real Estate Lending - London – Permanent – Ref: 25037

Join to apply for the Relationship Manager – Commercial Property / Real Estate Lending - London – Permanent – Ref: 25037 role at Howard Lock Consulting Ltd

Relationship Manager – Commercial Property / Real Estate Lending - London – Permanent – Ref: 25037

1 day ago Be among the first 25 applicants

Join to apply for the Relationship Manager – Commercial Property / Real Estate Lending - London – Permanent – Ref: 25037 role at Howard Lock Consulting Ltd

Job Title: Relationship Manager x 3 roles

Role Type: Permanent or contract options

Location: London / Manchester / Birmingham – hybrid working

Job Ref: Ref: 25037

Overview:

We’re seeking a dynamic and commercially astute Relationship Manager with a solid background in commercial real estate lending to join our growing team. This is a pivotal role for someone who thrives on building lasting relationships, navigating complex lending structures, and delivering value-driven solutions.

Key Responsibilities:

• Originate, structure and manage a portfolio of real estate lending clients, with a focus on mid-sized to large commercial investments and development finance.
• Provide expert guidance on bridging loans, ensuring swift and compliant execution.
• Maintain and deepen relationships with borrowers, intermediaries, and professional advisors.
• Conduct detailed credit assessments, cashflow analysis, and valuation reviews in collaboration with credit and risk teams.
• Lead negotiations on terms, covenants, and deal structures that align with risk appetite and regulatory requirements.
• Monitor loan performance, proactively managing maturities, refinancing, and potential recoveries.
• Identify cross-sell opportunities and contribute to wider business development strategies.

Candidate Profile:

• 3–5 years’ experience in commercial real estate lending, with demonstrable deal execution track record.
• Solid understanding of bridging finance – both regulated and unregulated – and its application in short-term lending scenarios.
• A relationship-first mindset, with a natural ability to earn client trust and loyalty.
• Sharp analytical skills with confidence interpreting financial statements, property valuations, and market trends.
• Familiarity with credit and compliance frameworks in the UK lending market.
• Strong communication, negotiation and stakeholder engagement skills.

What’s on Offer:

• Competitive base salary with generous performance bonus
• Opportunity to influence and grow a focused portfolio in a collaborative, agile environment
• Work across vibrant UK cities with fully expensed travel as needed

Seniority level

• Seniority level

  Mid-Senior level

Employment type

• Employment type

  Full-time

Job function

• Job function

  Customer Service and Business Development

Referrals increase your chances of interviewing at Howard Lock Consulting Ltd by 2x

Get notified about new Relationship Manager jobs in London Area, United Kingdom.

London, England, United Kingdom 1 week ago

London, England, United Kingdom 1 month ago

Relationship Manager, Race Promotion - FTC

London, England, United Kingdom £70,000.00-£100,000.00 1 month ago

London, England, United Kingdom 1 day ago

London, England, United Kingdom 1 week ago

City Of London, England, United Kingdom £60,000.00-£60,000.00 12 hours ago

Wimbledon, England, United Kingdom 1 week ago

London, England, United Kingdom 1 week ago

Influencer Account Executive (12 Month FTC)

Uxbridge, England, United Kingdom 1 day ago

London, England, United Kingdom 17 hours ago

Feltham, England, United Kingdom 1 week ago

Feltham, England, United Kingdom 1 week ago

London, England, United Kingdom 3 weeks ago

London, England, United Kingdom 2 weeks ago

Senior Relationship Manager (Private Banking)

Customer Relationship Management Manager

London, England, United Kingdom 6 days ago

London, England, United Kingdom 1 day ago

London, England, United Kingdom 1 week ago

London, England, United Kingdom 6 days ago

London, England, United Kingdom 1 day ago

Greater London, England, United Kingdom 1 week ago

We’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI.