Relationship Manager, Business Banking

GPF Staffing, LLC.; Loans; On-site; GBP 40,000 - 60,000; Full time

Job summary

An excellent company is seeking a Relationship Manager for Business Banking to enhance their team. In this pivotal role, you will manage and cultivate business relationships, promote loans and deposits, and ensure compliance with regulations. You will be responsible for conducting loan interviews, analyzing financial data, and negotiating loan terms. This position offers an exciting opportunity to engage with the community and contribute to the growth of the company while providing valuable services to members. If you have a passion for business lending and a knack for building relationships, this role is perfect for you.

Qualifications

• 5+ years of business lending experience required.
• Bachelor's degree in Finance, Accounting, or Business Management desired.

Responsibilities

• Manage existing and develop new business relationships.
• Service loan portfolio and collect past due business loans.
• Participate in community affairs to enhance business opportunities.

Skills

Business Lending Experience

Interpersonal Skills

Financial Analysis

Loan Structuring

Regulatory Knowledge

Education

Bachelor's Degree in Finance

Bachelor's Degree in Accounting

Bachelor's Degree in Business Management

Job description

Position Summary
Excellent company looking to add a Relationship Manager, Business Banking to their team!

GENERAL DESCRIPTION
Manage and maintain existing and develop new business relationships. Promote and market business loans and deposits. Cross sell other company products and services. Service existing loan portfolio and collect assigned past due business loans.

WORK DUTIES AND RESPONSIBILITIES

1. Take personal responsibility to actively listen to members, understand their needs, and take the initiative to help the member as your first priority. While a specific position may have little direct member contact, every position at company supports the member.
2. Fully comply with all information security procedures set forth by company in an effort to protect the members’ information.
3. Maintain knowledge of regulations appropriate for position (ex. Bank Secrecy Act, OFAC, etc.), and attend all training as it relates to job related regulations. Adhere to company security procedures and safeguard member information.
4. Develop new business by calling on prospects and existing business accounts to develop new and retain existing business relationships that will further promote additional utilization of company services.
5. Participate in community affairs such as the Chamber of Commerce, service clubs, etc. in order to increase Company’s visibility and to enhance new business opportunities.
6. Complete loan interviews for new requests.
7. Identify and collect necessary financial data and related information to support loan requests and prepare financial analysis and loan review of that information.
8. Review the credit request, make recommendations, approve loans within specified authority, or present requests to Business Lending Manager and/or Business Loan Committee when appropriate.
9. Establish and negotiate loan terms and structure with members, including fees, interest rate, repayment options, collateral, and other terms within established guidelines or specified authorities.
10. Identify problem loan accounts, establish appropriate loan service plans and work to rectify the issues or problems.
11. Collection of assigned past due loan accounts.
12. Advise members, where appropriate, concerning business management and financial management issues.
13. Participate in weekly or as needed business loan committee meetings to approve or deny new or renewed business loans.
14. Assist Consumer and Residential Real Estate Lenders in interpreting business borrowers’ financial data.
15. Serve as the contact for business members who are non-borrowing or utilizing other Company products other than Business Lending products.
16. Cooperate with Internal and External Auditors and State and Federal Examiners.
17. Assist Business Banking Sales Manager with any additional duties as assigned.

KNOWLEDGE AND SKILLS

Experience: Minimum 5 years of business lending experience.
Education: Bachelor’s Degree in Finance, Accounting, or Business Management/Administration desired.
Interpersonal Skills: A significant level of trust and diplomacy is required, in addition to normal courtesy and tact. Work involves extensive personal contact with others and is usually of a personal or sensitive nature. Work may