Real Estate Underwriter

JR United Kingdom; Manchester; On-site; GBP 40,000 - 65,000; Full time

Job summary

A leading insurer’s UK Commercial Division is seeking an experienced Real Estate Underwriter based in Manchester. The role involves underwriting a diverse portfolio of real estate risks, fostering relationships with brokers, and contributing to strategic development in the Northern market. Ideal candidates will possess strong underwriting experience and excellent communication skills, making a tangible impact in a dynamic commercial team.

Qualifications

• Strong underwriting experience in commercial real estate.
• Deep understanding of property risk factors and market trends.
• Team-oriented approach with the ability to support junior staff.

Responsibilities

• Underwrite UK-based real estate risks including commercial and residential properties.
• Evaluate submissions in detail including lease agreements and risk exposures.
• Collaborate with internal teams to shape underwriting strategies.

Skills

Communication

Negotiation

Analytical

Job description

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Location: Manchester

An excellent opportunity has arisen for an experienced Real Estate Underwriter to join a leading insurer’s UK Commercial Division based in Manchester. This role focuses on underwriting a broad portfolio of real estate risks, supporting regional growth while maintaining underwriting discipline and profitability.

Key Responsibilities:

Underwrite UK-based real estate risks, including commercial, residential, mixed-use, and development properties.

Evaluate submissions in detail, including lease agreements, occupancy, construction details, and risk exposures.

Develop and apply accurate pricing models in partnership with actuarial teams.

Prepare and review bespoke policy wordings and endorsements, ensuring timely and correct issuance of bound policies.

Foster and grow relationships with regional and national brokers, representing the company at meetings, presentations, and industry events.

Stay informed on UK property market dynamics, regulatory developments, and emerging risk issues.

Collaborate with internal teams including Claims and Risk Engineering to help shape underwriting strategies.

Guide and support Assistant Underwriters to ensure high-quality, consistent output.

Contribute to the strategic development of the real estate portfolio across the UK, with a focus on the Northern market.

What You Bring:

Strong underwriting experience in commercial real estate, ideally with a regional or national remit.

Deep understanding of property risk factors and market trends.

Excellent communication and negotiation skills with a broker-focused mindset.

Organized, analytical, and commercially aware.

A team-oriented approach with the ability to work independently and support junior staff.

This is a fantastic opportunity for a real estate underwriting specialist to drive meaningful impact in a thriving regional market while being part of a dynamic and growing UK commercial team.

For more information please apply to Ian Kennelly at IDEX