Real Estate Underwriter

JR United Kingdom; Bolton; On-site; GBP 50,000 - 75,000; Full time

Job summary

A leading insurer seeks an experienced Real Estate Underwriter to join their UK Commercial Division based in Manchester. This role involves underwriting a comprehensive range of real estate risks, developing pricing strategies, and cultivating broker relationships in a dynamic market. Ideal candidates will possess strong underwriting experience and a deep understanding of property risks.

Qualifications

• Strong experience in commercial real estate underwriting.
• Understanding of property risk factors and market trends.
• Team-oriented and able to work independently.

Responsibilities

• Underwrite UK-based real estate risks including various property types.
• Evaluate submissions and develop pricing models.
• Foster relationships with brokers and contribute to portfolio development.

Skills

Underwriting experience in commercial real estate

Communication skills

Negotiation skills

Analytical skills

Job description

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Client:

IDEX Consulting Ltd

Location:

bolton, greater manchester, United Kingdom

Job Category:

Other

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EU work permit required:

Yes

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Job Views:

2

Posted:

06.06.2025

Expiry Date:

21.07.2025

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Job Description:

Location: Manchester

An excellent opportunity has arisen for an experienced Real Estate Underwriter to join a leading insurer’s UK Commercial Division based in Manchester. This role focuses on underwriting a broad portfolio of real estate risks, supporting regional growth while maintaining underwriting discipline and profitability.

Key Responsibilities:

Underwrite UK-based real estate risks, including commercial, residential, mixed-use, and development properties.

Evaluate submissions in detail, including lease agreements, occupancy, construction details, and risk exposures.

Develop and apply accurate pricing models in partnership with actuarial teams.

Prepare and review bespoke policy wordings and endorsements, ensuring timely and correct issuance of bound policies.

Foster and grow relationships with regional and national brokers, representing the company at meetings, presentations, and industry events.

Stay informed on UK property market dynamics, regulatory developments, and emerging risk issues.

Collaborate with internal teams including Claims and Risk Engineering to help shape underwriting strategies.

Guide and support Assistant Underwriters to ensure high-quality, consistent output.

Contribute to the strategic development of the real estate portfolio across the UK, with a focus on the Northern market.

What You Bring:

Strong underwriting experience in commercial real estate, ideally with a regional or national remit.

Deep understanding of property risk factors and market trends.

Excellent communication and negotiation skills with a broker-focused mindset.

Organized, analytical, and commercially aware.

A team-oriented approach with the ability to work independently and support junior staff.

This is a fantastic opportunity for a real estate underwriting specialist to drive meaningful impact in a thriving regional market while being part of a dynamic and growing UK commercial team.

For more information please apply to Ian Kennelly at IDEX