Protection Advisor

Essential Insurance Services; Sale; On-site; GBP 30,000 - 35,000; Full time

Benefits offered by this job

Competitive basic salary with uncapped

Company pension

Holiday entitlement

Ongoing professional development

Career progression opportunities

Supportive and collaborative working

Access to leading UK insurers

Job summary

Essential Insurance Services is seeking a motivated Protection Advisor in Sale to provide expert life insurance advice to individuals and families. You will assess needs, present suitable products, and manage cases from enquiry to policy placement while meeting regulatory and quality targets.

You will build lasting client relationships, deliver clear explanations of policy terms, and strive for excellent customer outcomes with a focus on compliance and professional development.

Qualifications

• Experience in life insurance or financial services sales is essential.
• Ability to build trusted client relationships and understand client needs.
• Strong consultative selling and ability to handle objections effectively.
• Clear communication; explain policy features, costs and exclusions simply.
• Proactive business development and high attention to detail.

Responsibilities

• Consult with clients to identify financial protection needs and objectives.
• Recommend life insurance products: Life Insurance, Critical Illness Cover, Income Protection.
• Compare products from multiple insurers to provide impartial recommendations.
• Explain policy features, costs and exclusions in a compliant manner.
• Generate new business through referrals, leads and existing client relationships.

Skills

Life insurance knowledge

Relationship building

Consultative selling

Objection handling

Explain complex products

CRM proficiency

Job description

Job Title: Protection Advisor

Location: Marshall House, 2 Park Avenue, Sale, M33 6HE

Salary: £30,000 - £35,000 depending on experience and if you have R05 qualification

Job Type: Full time, Permanent.

We are seeking a motivated and customer-focused Life Insurance Advisor to join our growing life insurance brokerage.

The successful candidate will provide expert advice to individuals and families, helping them identify the most suitable life insurance solutions from a panel of leading insurers.

The role involves building trusted client relationships, conducting comprehensive financial protection reviews, and delivering exceptional customer service throughout the client journey.

Key Responsibilities:

• Consult with prospective and existing clients to understand their financial protection needs and objectives.
• Recommend suitable life insurance products, including:
  • Life Insurance
  • Critical Illness Cover
  • Income Protection
• Compare products from multiple insurers to provide impartial recommendations that represent the client's best interests.
• Explain policy features, benefits, exclusions, and costs in a clear and compliant manner.
• Generate new business through referrals, company-generated leads, networking, and existing client relationships.
• Maintain accurate client records and documentation in accordance with regulatory requirements.
• Ensure all advice and sales activities comply with FCA regulations and Consumer Duty requirements.
• Liaise with insurers, underwriters, mortgage advisers, and other stakeholders to facilitate policy applications.
• Manage the sales process from initial enquiry through to policy placement and ongoing reviews.
• Achieve agreed sales and quality targets while maintaining excellent customer outcomes.
• Keep up to date with industry developments, product changes, and regulatory updates.

Skills & Experience:

• Essential;
• Previous experience in life insurance or financial services sales.
• Excellent communication and relationship-building skills.
• Strong consultative selling and objection-handling abilities.
• Ability to explain complex financial products in simple terms.
• Self-motivated with a proactive approach to business development.
• Good organisational and time management skills.
• Proficiency with CRM systems and Microsoft Office.

Desirable;

• Experience working within a life insurance brokerage or mortgage brokerage.
• Knowledge of protection products from multiple insurers.
• R05 qualification.

Personal Attributes;

• Customer-focused and ethical.
• Professional and trustworthy.
• Target-driven without compromising customer outcomes.
• Resilient and adaptable.
• Strong attention to detail.
• Team player with the ability to work independently.

Performance Measures;

• New business written.
• Policy conversion rate.
• Customer satisfaction.
• Compliance and quality assurance scores.
• Achievement of individual sales targets.

What We Offer:

• Competitive basic salary with uncapped commission.
• Company pension.
• Holiday entitlement.
• Ongoing professional development and training.
• Career progression opportunities.
• Supportive and collaborative working environment.
• Access to a wide panel of leading UK insurers.

Schedule:

• Earliest start is 9am.
• Latest finish 7.00pm.
• 2pm latest finish on Fridays.
• No weekend working!

Equal Opportunities:

We are committed to creating an inclusive workplace where everyone is treated fairly and with respect.

We welcome applications from all suitably qualified candidates regardless of age, disability, gender identity, marital status, race, religion or belief, sex, or sexual orientation.

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