Product Manager, Finance

Monzo; Greater London; Hybrid; GBP 90,000 - 130,000; Full time

Benefits offered by this job

Relocation assistance

Visa sponsorship

Learning budget

Home office setup (MacBook)

Job summary

Monzo is seeking a seasoned Product Manager for the Payments Platform Finance Infrastructure. You will own the roadmap and drive the platform capabilities that underpin ledgers, reconciliation, reporting and controls across multiple products and markets.

You will partner with Engineering, Finance and Payments leaders to translate complex regulatory and accounting needs into scalable solutions while building strong relationships with senior stakeholders.

Qualifications

• Strong Product Manager with experience owning complex technical, platform, infrastructure or financial systems.
• Ability to partner with engineers and senior stakeholders.

Responsibilities

• Building the roadmap for Finance Infrastructure within Payments Platform and executing on it.
• Partnering closely with Engineering, Finance and Payments leaders to understand what Monzo needs from its financial systems today and as we scale.
• Translating complex finance, accounting, operational and regulatory needs into scalable platform capabilities.
• Prioritising across competing stakeholder needs, balancing urgent delivery with long-term system health.
• Helping Monzo build financial infrastructure that can support multiple products, entities, countries, currencies and regulatory environments.
• Building trusted relationships with senior stakeholders across Finance, Engineering, Product and Operations.

Skills

Product management

Technical depth

Cross-functional collaboration

Job description

We're on a mission to make money work for everyone.

We're waving goodbye to the complicated and confusing ways of traditional banking.

With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!

We're not about selling products - we want to solve problems and change lives through Monzo

Our Payments team

Payments is at the heart of Monzo. It's how our customers move, receive, spend and manage their money, from cards and bank transfers to cross-border payments, merchant acquiring, payment experiences in the app, and the platform infrastructure that underpins the whole bank.

This role sits in our Payments Platform area, working most closely with our Finance Infrastructure squad. The squad sits in Payments, but partners deeply with Finance teams to build the systems, abstractions and capabilities Monzo needs to operate safely, scale efficiently, and expand into new markets. You'll work on foundational financial infrastructure: the ledgers, data, controls, reporting, reconciliation and platform capabilities that help Monzo understand, account for and manage money across the bank.

This is a role for someone who gets genuinely excited by complex, technical infrastructure. The work is often behind the scenes, but it's business-critical: it helps Monzo scale, launch new products and markets, support Finance, and keep the bank running safely.

• Building the roadmap for Finance Infrastructure within Payments Platform and executing on it.
• Partnering closely with Engineering, Finance and Payments leaders to understand what Monzo needs from its financial systems today and as we scale.
• Translating complex finance, accounting, operational and regulatory needs into scalable platform capabilities.
• Prioritising across competing stakeholder needs, balancing urgent delivery with long-term system health.
• Helping Monzo build financial infrastructure that can support multiple products, entities, countries, currencies and regulatory environments.
• Building trusted relationships with senior stakeholders across Finance, Engineering, Product and Operations.
• You’re a strong Product Manager with experience owning complex technical, platform, infrastructure or financial systems.
• You have enough technical depth to partner credibly with engineers and reason about systems, trade-offs, dependencies and long-term architecture.
• You’re excited by "boring but critical" infrastructure, things like ledgers, reconciliation, financial data, controls, reporting, internal platforms, abstractions or backend systems.
• You can work with senior and cross-functional stakeholders, including Finance, Engineering, Product and operational teams.
• You’re comfortable bringing product thinking into ambiguous or stakeholder-heavy environments, and moving teams from request-led delivery towards long-term strategy.
• You’re high-agency, ambitious and excited to stretch yourself in a team with a high bar.
• You care about customers and business outcomes, even when the work is several layers removed from the end customer experience.

Not ticking every box? That's totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we're dedicated to creating a diverse and welcoming team. If you're passionate about this role and keen to learn and grow with us, we encourage you to apply, even if you don't have everything that's listed just yet. Drop us your application, we'd love to hear from you!

What's in it for you

We'll help you relocate to the UK.

We can sponsor your visa.

This role can be based in our London office, but we're open to distributed working within the UK (with ad hoc meetings in London)

We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.

£1,000 learning budget each year to use on books, training courses and conferences.

We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.

The application journey has 3 key steps

First stage - Meet with our Collective Product Director

Second stage - Meet with our Engineering and Finance leadership

Third stage - Product full loop

This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible!

We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. You can read them here.

We'll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don't miss out.

If you'd prefer to work part-time, please let us know and we'll make this happen if we can.

Equal opportunities for everyone

Diversity and inclusion are a priority for us and we're making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we're embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog , 2026 Diversity and Inclusion Report and 2025 Gender Pay Gap Report.

We're an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.

If you have a preferred name, please use it to apply. We don't need full or birth names at application stage

Identity survey

Our goal at Monzo is to make money work for everyone. To do that, working at Monzo must work for everyone. We want to create an equitable, engaged and innovative workplace which gives people from all backgrounds the support they need to thrive and grow.

Making Monzo work for everyone starts right at the beginning of every Monzonaut's journey: when they apply to work here. This demographic survey will help us better understand the people who apply to work at Monzo. It'll help us see how different groups progress through our hiring process, and where we need to make improvements to be more inclusive. If you choose to fill it out, all of the information you give us is:

• Voluntary . And we've included a "prefer not to say" option for every question. It'll be helpful if you still fill out the survey even if you choose "prefer not to say" for every question, as it's useful for us to understand & record this. We won't know if you choose to fill this survey in or not.
• Anonymous to Monzo . We can't tie your responses to you and they won't make a difference to the outcome of your application. We'll only use grouped responses for equal opportunities monitoring in our hiring process.

By filling out this survey, you agree that we can use your responses for the purposes we've mentioned above. You are not letting us know if we need to make any adjustments to the hiring process because of disability or neurodiversity - to do this please email us.

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By checking this box, I consent to Monzo collecting, storing, and processing my responses to the demographic data surveys above.