Product Manager

Recognise Bank; Milton Keynes; Hybrid; GBP 80,000 - 95,000; Full time

Benefits offered by this job

Time off

Remote work

Hybrid work

Private medical

Pension

Parental leave pay

Discretionary bonus

Learning & Development

Job summary

Recognise Bank in Milton Keynes is seeking a Product Manager (FTC - Parental Leave Cover) to lead a cross-functional squad to discover, design and deliver initiatives to improve customer and broker experiences, increase operational efficiency and deliver faster, better and more transparent lending decisions.

Working across Operations, Credit, Commercial, Technology, Risk and Compliance, you will own a portfolio of transformation initiatives that remove friction, automate manual processes and

Qualifications

• Demonstrable experience delivering product, process or transformation initiatives within a banking, lending or fintech environment.
• Experience leading cross-functional teams to deliver measurable customer and business outcomes.
• Experience working with operational, commercial, credit and technology stakeholders to deliver change.
• Experience operating within a regulated financial services environment.
• Strong understanding of product management, customer journey mapping, prioritisation and delivery practices.
• Ability to analyse customer, operational and performance data to identify improvement opportunities.
• Knowledge of agile delivery frameworks and associated tooling, ideally Jira and Confluence.
• Knowledge of regulatory requirements affecting lending products and customer outcomes.

Responsibilities

• Own the lending transformation delivery roadmap, ensuring prioritisation aligns with customer outcomes, regulatory requirements and business objectives.
• Own the product backlog and prioritisation framework for lending journeys and capabilities.
• Define product requirements and acceptance criteria in partnership with business and technology stakeholders.
• Act as a product owner for assigned initiatives through delivery and adoption.
• Lead the end-to-end discovery, design and delivery of improvements across lending journeys, operational processes and technology platforms.
• Identify and develop opportunities to improve customer, broker and colleague experiences through research and data-driven insights.
• Drive process simplification, automation and operational efficiency initiatives that support scalable growth.
• Facilitate cross-functional collaboration to deliver agreed outcomes across multiple teams.
• Prioritise initiatives based on customer value, business impact, risk and feasibility, balancing short-term and long-term goals.
• Monitor and optimise performance of products and change initiatives through KPIs and MI.
• Ensure solutions deliver good customer outcomes and comply with regulatory requirements.

Skills

Product management

Cross-functional teamwork

Agile delivery

Data analysis

Regulatory understanding

Customer journey mapping

Prioritisation

Tools

Jira

Confluence

Job description

Hello,

We are Recognise Bank; a modern business bank built to support the UK’s SMEs with tailored lending and savings solutions. Founded in 2017 by experienced business owners, we set out to challenge traditional banking by offering more flexibility, understanding, and practical support to help businesses thrive. Since receiving our banking licence in 2021, we’ve built a loyal customer base and a strong, diverse team that puts people first.

Our vision is building stronger futures with bespoke financial solutions. We understand that no two financial needs are the same, which is why we work closely with UK SMEs and individuals to unlock potential others often overlook. Through smart, flexible lending and savings products, we’re here to build and grow stronger futures for lasting success.

Our values shape how we work and grow together:

Can do, will do: We take ownership, solve problems, and adapt as our customers’ needs evolve.

Be brilliant: We show up with curiosity and energy, always striving for better.

Do the right thing: We act with integrity, responsibility, and care in everything we do.

Make a difference: We focus on impact, helping our customers, colleagues, and communities succeed.

About the role

This will be a fixed term contract for 6 months.

As a Product Manager (FTC - Parental Leave Cover), you will leada cross-functional squad todiscover,designand deliverinitiativestoimprove customer and broker experiences, increase operational efficiency and deliver faster,betterand more transparent lending decisions.

Working across Operations, Credit, Commercial, Technology, Risk and Compliance, you will own a portfolio of transformation initiatives that remove friction, automate manualprocessesand create scalable solutions that support the bank's growth.

This role is a fixed-term parental leave cover position responsible formaintainingdelivery momentum across the Bank’s lendingtransformationagenda during the absence of the permanent role holder.

Key Responsibilities:

• Own the delivery roadmap for lending transformation initiatives, ensuring prioritisation aligns with customer outcomes, regulatoryrequirementsand businessobjectives.
• Own the product backlog and prioritisation framework for assigned lending journeys and capabilities.
• Define product requirements and acceptance criteria in partnership with business and technology stakeholders.
• Act as a product owner for assigned initiatives through delivery and adoption.
• Lead the end-to-end discovery, design and delivery of improvements across lending journeys, operational processes and technology platforms
• Identify and develop opportunities to improve customer, broker and colleague experiences through customer research, journey analysis and data-driven insights.
• Drive process simplification, automation and operational efficiency initiatives that support scalable business growth.
• Facilitate cross-functional collaboration across Product, Operations, Credit, Commercial, Technology, Risk and Compliance to deliver agreed outcomes.
• Prioritise initiatives based on customer value, business impact, risk considerations and technical feasibility, balancing short-term delivery with long-term strategic goals.
• Monitor and optimise the performance of products and change initiatives through KPIs, management information and continuous improvement activities.
• Ensure solutions deliver good customer outcomes, comply with regulatory requirements and contribute to a culture of continuous improvement across the organisation.

Required Qualifications

• Demonstrable experience delivering product, process or transformation initiatives within a banking,lendingor fintech environment.
• Experience leading cross-functional teams to deliver measurable customer and business outcomes.
• Experience working with operational, commercial,creditand technology stakeholders to deliver change.
• Experience operating within a regulated financial services environment.
• Strong understanding of product management, customer journey mapping,prioritisationand delivery practices.
• Ability to analyse customer, operational and performance data to identify improvement opportunities.
• Knowledge of agile delivery frameworks and associated tooling, ideally Jira and Confluence.
• Knowledge of regulatory requirements affecting lending products and customer outcomes.

Desirable

• Product Management, Agile or Change Management certification.
• Experience within specialist property finance, including Bridging, Commercial or Buy-to-Let lending.
• Experience within a fast-growth, digital banking or fintech organisation.
• Experience working with Mambu,nCinoor similar banking platforms.
• Experience delivering automation, workflowoptimisationor AI-enabled initiatives.
• Understanding of UX/UI principles and digital customer experience design.
• Knowledge of latest AI tools and trends, including Agentic AI applications and use cases.
• Understanding of specialist property lending markets and broker distribution models.

£80,000 - £95,000 a year

Why Join?

At Recognise Bank, we're building more than a bank — we’re creating a culture where people feel empowered to make a difference , supported to be brilliant with a can do will do attitude, and trusted to do the right thing .

We believe that when our people thrive, so do our customers. That’s why we invest in an environment that reflects our values and supports your growth, flexibility, and wellbeing.

Here’s what you can look forward to:

Competitive Time Off – Generous annual leave plus bank holidays to rest, recharge, and enjoy life outside of work.

Work From Anywhere – Up to 6 weeks per year to work remotely from anywhere in the world.*

Learning & Development – Tailored training and support to grow your skills and achieve your professional goals.

Hybrid Working – To support your work-life balance, we offer a hybrid working model with 3 days in the office and 2 days remote.**

Private Medical Care with Vitality – Comprehensive healthcare coverage to keep you healthy.

Enhanced Pension Scheme – Helping you plan and save for a secure future.

Maternity, Paternity & Adoption Pay – Supporting you and your family during important life moments.

Discretionary Company Bonus – Rewarding your contribution to our shared success.

If you're curious, driven, and ready to be part of something meaningful — where your ideas matter, your growth is supported, and your work makes a real impact — then we’d love to hear from you.

*Subject to company policy.

**This arrangement may vary during the induction period.