Product Lending Specialist - Challenger Bank

JSS; Greater London; On-site; GBP 60,000 - 80,000; Part time

Job summary

JSS partners with a UK challenger bank to recruit an experienced product manager for a six-month assignment in lending. You will own each product from concept through launch, sale, and withdrawal, representing the customer and ensuring regulatory compliance and best practice.

Working with the Head of Lending Products, you will shape the strategy, set KPIs, and drive end-to-end delivery across commercial, SME and real estate lending, balancing risk and growth in a fast-paced environment.

Qualifications

• Experience in regulated financial services and in a lending product role (MCOBS/CCA knowledge preferred).
• Exposure to commercial, SME and real estate lending.
• Strong numeracy and advanced Excel skills; proven digital capabilities.

Responsibilities

• Shape strategy and the roadmap with Head of Lending Products.
• Own each lending product end to end from ideation to withdrawal.
• Set KPIs, measure performance and propose changes.

Skills

Regulated financial services

MCOBS/CCA knowledge

Numeracy

Advanced Excel

Digital skills

Communication

Influence across levels

Education

Business/Finance/Economics degree

Relevant professional qualification

Tools

Excel

Job description

JSS are partnering with a UK challenger bank with a growing lending business, who needs an experienced product manager to run our lending range for six months. You will look after each product from first idea through launch and sale to withdrawal, speak for the customer, and make sure everything we offer stays compliant with regulation and good practice.

What you will do

• Work with the Head of Lending Products to shape strategy and the roadmap
• Own each lending product end to end, using customer insight and market and competitor activity to improve it
• Set KPIs, measure performance and recommend changes
• Build and own business cases for product changes and launches
• Partner with operations, credit and risk, the current account product lead and the digital channels lead
• Contribute to, and sometimes chair, governance forums
• Keep products compliant and manage compliance and operational risk

What we are looking for

• Experience in regulated financial services and in a lending product role, ideally with MCOBS and CCA knowledge
• Exposure to commercial, SME and real estate lending
• Strong numeracy, advanced Excel and proven digital skills
• Clear communication, sound commercial judgement and the ability to influence at every level
• Customer focus, attention to detail and a willingness to roll up your sleeves
• Calm and adaptable under pressure
• A degree in business, finance or economics, or a relevant professional qualification (preferred)