Principal Product Manager

Xcede; Greater London; Hybrid; GBP 83,000 - 101,000; Full time

Job summary

Xcede is seeking a Principal Product Manager for a payments platform in London. This contract role is hybrid, with a daily rate around £500 and a duration of 6–12 months. You will define the vision, own the roadmap, and lead delivery programmes within a maturing product function.

Expect senior stakeholder engagement and hands-on leadership in a payments-focused environment. The role requires deep payments knowledge, strong decision-making, and ability to accelerate product practice across the

Qualifications

• Hands-on product leader with payments domain expertise.
• Demonstrated ability to define strategy and deliver complex programmes.
• Strong ability to influence stakeholders up to C-suite level.

Responsibilities

• Define the product vision and strategy for your payments area.
• Own the roadmap and lead complex delivery programmes from direction through execution.
• Identify and prioritise opportunities balancing customer value, commercial return, feasibility and effort.
• Build commercially sound propositions with clear business impact.
• Hold product teams to account by testing assumptions, estimates, scope and priorities.
• Provide senior stakeholders with evidence-based delivery health, risk and priorities.
• Lead, coach and mentor product team members and support hiring.
• Contribute to evolving the product operating model with leadership.

Skills

Payments depth

Senior product leadership

P&L awareness

Stakeholder management

Job description

Principal Product Manager, Payments (Contract)

Hybrid, London. Rate: ~£500 per day. IR35: TBC. Duration: 6-12 Months.

An established organisation is looking for a Principal Product Manager to lead a defined area of its business payments platform. The role sits within a product function that is maturing its ways of working. You will own strategy and delivery for your area, and you will help raise the standard of product practice across the wider business.

This role suits a hands on product leader with genuine payments depth. You will need the credibility to make confident decisions quickly and to challenge delivery teams constructively.

The role

• Define the product vision and strategy for your area of the payments platform, and contribute to wider business strategy
• Own the roadmap and lead complex delivery programmes from direction through to execution
• Identify and prioritise opportunities, balancing customer value and commercial return against feasibility and effort
• Build commercially sound propositions with a clear link to business performance
• Hold product teams to account by testing assumptions, estimates, scope and priorities so that commitments are realistic
• Give senior stakeholders an evidence based view of delivery health, risk and priorities
• Lead, coach and mentor product team members, and support hiring
• Contribute to the evolution of the product operating model alongside the product leadership team

What you will bring

• Senior product leadership experience gained directly within a payments, money movement or payments infrastructure business, such as embedded finance, payment rails, banking as a service or a money movement platform
• Practical knowledge of how payments work, including payment flows, settlement and reconciliation, relevant regulation and the commercial drivers of a payments business
• Ownership of a product roadmap for a defined product area, with strong commercial awareness of how product decisions affect the P&L. Direct P&L ownership is a plus
• A track record of leading product teams and delivering complex programmes
• Confidence working with stakeholders up to C suite level
• The judgement to challenge proposals constructively and to test whether delivery plans are achievable
• Substantial experience coaching and developing product people
• The ability to get up to speed and add value quickly in a contract setting