Payments Product Manager

The Opportunity Hub UK Ltd; Cardiff; Hybrid; GBP 56,000 - 83,000; Full time

Benefits offered by this job

Hybrid working from Cardiff office

Private medical and dental insurance

Enhanced pension scheme

Performance-based bonuses

Flexible working hours

Job summary

The Opportunity Hub UK Ltd in Cardiff is seeking a Payments Product Manager to own the roadmap for a core payments product, balancing regulatory requirements with commercial priorities. You will translate complex rules into practical product requirements and work with engineering, risk and compliance to ship compliant features.

You will run discovery with merchants and partners, monitor KPIs, and present roadmap decisions to senior leadership, all within a hybrid working setup from the Cardiff

Qualifications

• Several years' experience in product management within Financial Services, ideally with direct payments exposure.
• Working knowledge of payment rails, card schemes or open banking standards.
• Comfortable reading regulatory requirements and turning them into practical product decisions.
• Strong stakeholder management with engineers and executives.
• Data literacy with dashboards and understanding metric signals.
• Clear written and verbal communication, especially for explaining trade-offs to non-technical audiences.

Responsibilities

• Own the roadmap for a core payments product, balancing regulatory requirements with commercial priorities.
• Translate complex payment scheme rules and compliance needs into clear product requirements.
• Collaborate with engineering, risk and compliance teams to ship compliant features.
• Run discovery with merchants, partners and internal stakeholders to validate what gets built.
• Track product performance against KPIs and adapt plans based on data.
• Present roadmap decisions and trade-offs to senior leadership with confidence.

Skills

Payments product management

Regulatory & compliance awareness

Stakeholder management

Data literacy

Communication skills

Payments rails knowledge

Job description

Step into this Payments Product Manager role and build something that matters in Financial Services.

Payments infrastructure underpins everything in Financial Services, from real-time transfers to fraud detection at scale, and the firms that get it right earn trust that lasts decades. This enterprise organisation has built its reputation on exactly that reliability. It now needs a Payments Product Manager who can keep pace with regulatory change while pushing the product forward.

Here’s what you’ll be doing:

• Own the roadmap for a core payments product, balancing regulatory requirements with commercial priorities
• Translate complex payment scheme rules and compliance needs into clear product requirements
• Work closely with engineering, risk and compliance teams to ship features that hold up under scrutiny
• Run discovery with merchants, partners and internal stakeholders to validate what actually gets built
• Track product performance against KPIs and adjust the plan when the data says you should
• Present roadmap decisions and trade-offs to senior leadership with confidence and clarity

Here are the skills you’ll need:

• Several years' experience in product management within Financial Services, ideally with direct payments exposure
• Working knowledge of payment rails, card schemes or open banking standards
• Comfortable reading regulatory requirements and turning them into practical product decisions
• Strong stakeholder management. You’ll be in rooms with engineers one hour and executives the next
• Data literacy. You know your way around a dashboard and you know when a metric is misleading
• Clear written and verbal communication, especially when explaining technical trade-offs to non-technical audiences

Key perks and benefits:

• £55,500 to £82,500, depending on experience
• Hybrid working from the Cardiff office, with flexibility built in
• Private medical and dental insurance
• Enhanced pension scheme
• Performance-based bonuses on top of base salary

Why pursue a career in Financial Services?

Financial Services rewards people who can sit between technical detail and business strategy, and payments sits right at that intersection. Cardiff has quietly become one of the UK's stronger regional hubs for financial services talent, with established employers and genuine career paths rather than a revolving door. Progression here tends to be structured rather than accidental, which suits anyone who wants to build a long-term career rather than just a CV line.

This Payments Product Manager opportunity is brought to you by The Opportunity Hub UK.