Pricing Manager - Personal Loans

Hastings Direct; Greater London; Hybrid; GBP 65,000 - 98,000; Full time

Benefits offered by this job

Car allowance

Hybrid/remote working

Private medical insurance

Pension contributions

Life assurance

Job summary

Hastings Direct is seeking a Pricing Manager for Personal Loans to lead pricing strategies and collaborate with modelling teams. You will drive profitability through data-driven insights and market-competitive tactics.

The role sits in a hybrid/remote setup with responsibilities spanning pricing, analytics and governance for lending products. A strong background in PCWs and real rate pricing is essential.

Qualifications

• Price comparison website experience essential for pricing roles.
• Real rate pricing experience essential.
• Strong SQL coding with Python or R desirable.
• Ability to handle multiple data sources quickly.
• Commercially aware with strong communication.

Responsibilities

• Develop and optimise pricing strategies to deliver financial trading plans.
• Drive efficiencies and automation in pricing strategy execution.
• Collaborate with the Modelling team to identify new pricing factors that drive competitive advantage.
• Maintain MI which facilitates effective performance monitoring and optimisation.
• Provide analysis and insights for Management Committee and Board.
• Maintain regulatory compliance and reputational integrity.

Skills

PCW experience

Retail lending

Rate pricing

SQL

Python

R

Data sources

Commercial awareness

Communication

Analytical thinking

Continuous improvement

Tools

SQL

Python

R

Job description

You’ll probably know Hastings Direct as a digital insurance provider, but did you know we also have a growing unsecured lending business? We have a competitive product on market-leading systems offering customers guaranteed eligibility and real rates through price comparison websites (PCWs). We have over four million customers, but know there’s even bigger opportunity out there and have ambitious plans to become The Best and Biggest in the UK market. We’ve made huge investments in our data and tech capabilities over the past few years, along with nurturing our 4Cs culture. We’re proud of the journey we’re on as a company and know that our continued success will rely on the contribution of our talented colleagues. The fact you’re now reading this job advert means we’ve tempted you to find out more about #lifeatHD – we really hope you like what you see, and you’ll join us to share in the success of the exciting chapter that lies ahead. We understand some people may not apply for jobs unless they feel they tick every box. If you are excited about joining us and think you have some of what we are looking for, even if you’re not 100% sure we would love to hear from you.

Job Title: Pricing Manager – Personal Loans

Location: Bexhill/Leicester/London – Hybrid/Remote

Role purpose Working in the Core Credit Risk & Pricing team within the lending business, this is a hands-on role where you and supporting analysts will be using multiple data sources and analytical tools to develop and optimise pricing & trading strategies.

Accountabilities

• Develop and optimise pricing strategies to deliver financial trading plans
• Drive efficiencies and automation in pricing strategy execution
• Collaborate with the Modelling team to identify new pricing factors that drive competitive advantage
• Maintain MI which facilitates effective performance monitoring and optimisation
• Provide analysis and insights for Management Committee and Board
• Maintain regulatory compliance and reputational integrity
• Act as a Commercial SME within the business
• Meet customers’ reasonable expectations and provide fair outcomes
• Develop and deliver these accountabilities with supporting analysts

Skills Knowledge & Experience

• Price comparison website experience essential, retail lending product knowledge desired
• Real rate risk-based pricing experience essential
• Comfortable in a fast-paced environment, has agility to manage and adapt focus and priorities
• Strong SQL coding skills, other programming experience such as R or Python desirable
• Can handle vast and multiple data sources at speed
• Commercially aware, can optimise for short and long-term outcomes
• Communication skills can transcend levels within the business
• Analytically driven to continuously look for new insights and apply innovative thinking
• Seeks continuous improvement, both in terms of skills and outcomes

Recruitment Process

• Recruitment screening call
• 1st Round Intro with the hiring leader
• Case Study round – a mix of Technical and Competency
• Final Call with Business leader

As a Disability Confident employer, we’re committed to ensuring our recruitment processes are fully inclusive – what this means to you is if you’re applying for a job with us, you’ll have fair access to support and adjustments throughout your recruitment journey. We also welcome applications through the Disability Confident Scheme (DCS).For more information on the DCS, please visit our inclusive business page on our careers website

What we offer

Join us and you’ll find a different way of doing things. We call it the 4Cs. We focus on getting it right for our colleagues, customers, company and community. As one of our colleagues, you’ll be helping to drive our growth, so in return, we’ll give you all the support, training and development you need. Not to mention plenty of recognition and rewards, and the scope to voice your ideas and put them into practice.

• Reward Salary – Attractive salary based on experience + car allowance (pay reviews also completed each year)
• Flexible Working – We champion a flexible and hybrid working approach so please speak to your recruiter to discuss in more detail, including days in the office and at home.
• Competitive Bonus Scheme- All colleagues are eligible for our annual 4Cs performance bonus, which is usually paid in March. The scheme is based on Hastings’ performance against our business goals and your own personal performance.
• Physical Wellbeing – as a Band 4 colleague, Hastings pay for you to receive private medical Insurance (also known as PMI) This gives you flexibility and convenience to see a specialist or consultant and allows you to decide when and where you will be seen.
• Financial Wellbeing – As well as providing you with 4x your salary with our life assurance cover and income protection at no extra cost, pension contribution match up to 10%, we are proud to provide you with an AWARD WINNING package which includes – discounts and cashback at everyday retailers and on our own products, fee free independent mortgage advice, and free access to financial wellbeing support.
• Mental Wellbeing programme – At Hastings Direct we understand that mental health cannot not be scheduled, that’s why we have a range of support to help you keep yourself well. We have the thrive mental health app, our colleague assistance programme available 24/7, our own, in-house mental health first aiders, support groups and a dedicated team to make sure we are covering your needs
• There's more! – 27 days annual leave + bank holidays, with the option to buy or sell one of your contracted weeks, access to our health care cash back plans, dental plans, discounted health assessments, Cycle to work and tech schemes, discounted and free onsite facilities, social events throughout the year and much more …

Our 4Cs principles are simple: we believe by creating the right culture for our colleagues and giving them the right tools to do their job, we’ll deliver good outcomes for every customer, helping us to grow the company profitably and sustainably and allowing us to invest in the communities we serve We deliver good outcomes for our customers every time by providing great products at the right price with our simple and straightforward service. Wetreat customerslike we want to be treated - fairly, respectfully and with their best interests at heart Hastings Group is an equal opportunities employer which means we treat people fairly. We welcome applications from all suitably skilled persons regardless of their gender, age, race, disability, ethnic background, religion/belief, sexual orientation, gender reassignment or marital/family status.

Please also note that we have a thorough referencing process, which includes credit and criminal record checks.

At Hastings Direct, we’re committed to creating an inclusive environment where everyone has the opportunity to succeed. If you require any reasonable adjustments during the recruitment process, we encourage you to be open with us. Our recruitment team is here to provide the support you need to ensure a fair and accessible experience for all.

Job posting end date: 18/10/2026

Hastings Direct is a fast growing, agile, digitally focused general insurance provider of products and services to over 4 million customers in the UK, employing over 4,600 colleagues. Our vision – to be the best and biggest digital insurance provider in the market. It's our attitude and the way we run our business that makes us different. We focus on getting it right for our colleagues, customers, company and community. It's a dynamic, flexible, fun and constantly changing environment. You'll enjoy the scope to make a real difference for our customers, influence our company, benefit the communities we work in and have fun along the way.