Portfolio Risk Analyst

Paysafe; Greater London; Hybrid; GBP 45,000 - 65,000; Full time

Benefits offered by this job

Flexible working hours

Holiday buy/sell

Breakfast provided

Private health insurance

Dental insurance

Wellbeing room

Charity days

Job summary

Paysafe in London is seeking a Credit Risk Analyst to support underwriting and risk assessment for the online payments portfolio. You’ll monitor merchant risk, run periodic reviews and collaborate with risk and commercial teams to protect credit quality.

The role requires 2–3 years in payments risk, strong analytical skills and proficiency in MS Excel. Hybrid working model with office near St Paul’s offers a structured yet flexible environment.

Qualifications

• 2–3 years experience in the payments industry or online lending.
• Significant experience with financial assessment within credit risk management.
• Ability to work under pressure and independently or in a team.
• Strong communication skills and attention to detail.

Responsibilities

• Quantitative/Qualitative risk assessment of merchant portfolio.
• Periodic and ad hoc reviews to ensure credit quality in line with policy.
• Daily monitoring and actions on alert notifications.
• Collaborate with risk function and commercial units on travel/aviation issues.
• Provide proactive insights to Risk Committee and train junior team members.

Skills

Credit risk

Underwriting

Risk assessment

Client communication

Excel

Tools

Excel

CRM tools

Job description

Job Description

Paysafe is a global payments platform powering the experience economy,witha strong focus on the iGaming, video gaming,e-commerce, retail,traveland hospitality sectors. With 30 years of expertise in payment technology, Paysafe helps businesses and consumers lift every experience through seamless, secure payment solutions, including card payments, digital wallets such as Skrill, eCash solutions like PaysafeCard, and a suite of local payment methods. With approximately 2,900 employees across12countriesand annualized transactional volume of $167 billion in 2025, Paysafe connects people and businesses worldwide through innovative digital payment experiences.

It starts here. Have a global impact on the world of payments.

What Paysafe Stands For

• Being open and honest.
• Keeping focused.
• Operating with Courage.
• Pioneering the future.

Our values and culture are driven by Equality, Development, Social Responsibility and Wellbeing. If you want to find out more about life at Paysafe, check out our careers page here.

How We Work

We follow a hybrid working model, spending an average of three days per week at our office location. The office is located in Gresham Street next to St Paul’s cathedral with easy access and transport links via St Paul’s, Bank, Cannon Street, City Thameslink, Liverpool Street, Farringdon, Mansion House.

The Impact You Will Have

• Quantitative/Qualitative risk assessment to monitor risk merchant portfolio.
• Carry out Periodic and Ad hoc reviews on merchants in the portfolio to ensure credit and transactional quality in line with credit policy.
• Daily monitoring and actions on both internal and external alert notifications
• Optimise the early problem identification and management/watchlist process with the relevant stakeholders.
• Maintain and report on key risk and data metrics of the merchant portfolio to ensure credit and transactional processing quality in line with credit policy
• Partner with the wider risk function and commercial business units on aviation and travel related issues.
• Provide to risk management and Risk Committee pro-active insights, issues, threats, and opportunities in different verticals and sectors.
• Supports and trains junior team members
• Represent the Credit Risk team at cross-functional working groups and participate is special projects/assignments
• Follow the high standards of the company in regard to quality and timelines or responses

What We’re Looking For

• Significant experience in Credit Risk and/or Underwriting specifically in an online payments institution/commercial banking/acquiring environment.
• Minimum 2-3 years relevant experience in the payments industry.
• Significant experience of financial assessment with the context of card and alternative payments credit risk management
• Have experience of using business credit reference agencies
• Be able to work under pressure, independently or within the team
• Confidence in meeting and working with clients and making independent decisions
• Strong communication skills and confidence to probe for additional information
• A methodical approach with attention to detail.
• Highly proficient in MS Office, Excel and have prior experience of using formulas and tools used for more complex analysis of data

A Snippet Of What You’ll Get In Return

• Make your day work for you with our flexible working hours.
• You decide what your holiday looks like with the option to buy or sell your holiday and carry over up to 5 days into the next year.
• Enjoy social events on our roof top terrace with views onto St Pauls Cathedral.
• Our fully equipped facilities include showers, hairdryers and straighteners and fresh towels.
• Start your day with a free breakfast, fresh fruit and snacks.
• Take a breather in our dedicated wellbeing room.
• Spend time with those important to you with our enhanced paid family policies.
• Test our products Skrill and Neteller. Upon joining we will award you £50 into each wallet.
• Enjoy our discounts on memberships via vitality including, gyms, leisure centres, yoga/Pilates across the country.
• Need a new Laptop or TV? We offer support purchasing Apple and LG products via Stormfront technology.
• Join our six employee-led equality communities and help foster a workplace that celebrates diversity and create opportunities to collaborate and learn.
• Give back to the community with four paid charity days.
• Kickstart your weekend early with our summer hours during the months of June, July and August with a 3pm finish every Friday.
• Let’s not forget, we also offer: Private health insurance (pre-existing conditions are included) & dental insurance, income protection, life assurance and more.

If you’re successful joining the team, you’ll be meeting our CEO in person during our new joiners breakfast in London – a great opportunity to network with your peers.

Equal Employment Opportunity

Paysafe is an equal opportunity employer. We value diversity and are committed to providing a work environment of mutual respect to everyone without regard to race, color, religion, national origin, age, gender identity or expression, or any other characteristic protected by applicable laws, regulations and ordinances.