Portfolio Manager - Specialist Mortgages

Hampshire Trust Bank; Greater London; Hybrid; GBP 50,000 - 70,000; Full time

Benefits offered by this job

Hybrid working (50/50)

Private Medical Insurance

Pension scheme

Study support & memberships

Annual volunteering day

Zurich employee benefits

Job summary

Hampshire Trust Bank Plc in London is seeking a proactive Portfolio Manager for its Specialist Mortgages team. You will act as the primary contact for customers, brokers and internal stakeholders, delivering a compliant servicing experience while managing enquiries, monitoring accounts and processing facility variations.

The role combines customer management with credit and portfolio oversight, requiring experience in property finance or bridging.

Qualifications

• Experience servicing customer accounts within Specialist Mortgages or Bridging.
• Strong understanding of credit, risk and customer account management.
• Experience reviewing information and presenting proposals to credit teams.
• Proven ability to manage multiple priorities and deadlines in a fast-paced environment.
• Excellent customer service and relationship management experience.
• Strong record of maintaining accuracy and attention to detail.

Responsibilities

• Act as the first point of contact for customers, brokers and internal colleagues on servicing matters.
• Manage customer requests including extensions, consent to lease requests and part releases of security.
• Maintain ownership of enquiries from receipt through to completion.
• Ensure customers are kept fully informed throughout the process.
• Deliver timely responses in line with team service standards.

Skills

Portfolio management

Credit & risk management

Customer relationship mgmt

Stakeholder management

Attention to detail

Job description

Location: London (Head Office)

Hours: Monday to Friday, 9:00am–5:30pm

Working Pattern: Hybrid (50/50)

Reports to: Head of Portfolio Management & Senior Portfolio Manager

Department: Specialist Mortgages

Travel: Occasional travel as required to meet business needs

About the Role

We’re looking for a proactive and customer-focused Portfolio Manager to join our Specialist Mortgages team at Hampshire Trust Bank.

This role offers a unique opportunity to manage and support a portfolio of customers across our Specialist Mortgages businesses. Acting as the primary point of contact for customers, brokers and internal stakeholders, you'll play a key role in delivering an exceptional servicing experience while ensuring customer requests are managed efficiently and compliantly.

You'll be responsible for handling a wide variety of customer enquiries, monitoring accounts, processing facility variations and identifying potential risks within your portfolio. This is an excellent opportunity for someone with experience in property finance, bridging finance or a similar lending environment who enjoys combining customer management with credit and portfolio oversight.

Key Responsibilities

• Act as the first point of contact for customers, brokers and internal colleagues on servicing matters
• Manage customer requests including extensions, consent to lease requests and part releases of security
• Maintain ownership of enquiries from receipt through to completion
• Ensure customers are kept fully informed throughout the process
• Deliver timely responses in line with team service standards

Credit & Risk Management

• Prepare and present credit proposals for amendments to existing facilities
• Monitor customer accounts and identify early warning indicators
• Escalate concerns and refer cases where appropriate in line with policy
• Work towards obtaining and maintaining a personal decision-making mandate
• Ensure all activity is completed in accordance with HTB policies and procedures

Portfolio Oversight

• Manage customer accounts nearing maturity and support timely repayment of facilities
• Review customer exposures and ensure accounts remain within agreed tolerances
• Grant short-term extensions where appropriate and within policy limits
• Produce customer documentation including redemption statements and related correspondence

Administration & Operational Excellence

• Maintain accurate customer records across all systems and databases
• Contribute to team and bank-wide projects
• Keep up to date with relevant policies, procedures and market developments
• Deliver excellent customer outcomes while maintaining strong risk controls

Who You'll Work With

• Head of Portfolio Management – Specialist Mortgages & Bridging
• Senior Portfolio Manager
• Managing Directors across Specialist Mortgages and Development Finance
• Underwriters
• Portfolio Managers
• Risk & Compliance teams
• Brokers
• Customers
• Conveyancing Lawyers

What We're Looking For

Qualifications & Experience

• Experience servicing customer accounts within Specialist Mortgages or Bridging
• Strong understanding of credit, risk and customer account management
• Experience reviewing information and presenting proposals to credit teams
• Proven ability to manage multiple priorities and deadlines within a fast-paced environment
• Excellent customer service and relationship management experience
• Strong record of maintaining accuracy and attention to detail

Skills & Attributes

• Strong analytical and problem-solving skills
• Excellent verbal and written communication skills
• Customer-focused approach with a commitment to delivering positive outcomes
• Strong organisational skills and attention to detail
• Ability to work collaboratively with internal and external stakeholders
• Ability to conduct research and stay informed on market and industry developments
• Ownership mindset and willingness to take responsibility for outcomes

Benefits

• Competitive salary
• Discretionary annual bonus
• Hybrid working (50/50)
• 25 days annual leave (increasing with service) + Holiday Buy Scheme
• Private Medical Insurance (Bupa)
• Mental health & wellbeing support via Bupa
• Pension scheme – 8% employer contribution (non-contributory)
• Cycle to Work & Green Car Schemes
• Interest‑free season ticket loan
• Study support & professional memberships
• Annual volunteering day & Net Zero commitment
• Zurich employee benefits package

If you're passionate about property finance, customer relationships and portfolio management, we'd love to hear from you.