Personal Wealth Adviser

Burlington Stores, Inc.; Greater Manchester; Hybrid; GBP 65,000 - 80,000; Full time

Benefits offered by this job

Uncapped bonus

Constant leads & referrals

Flexibility (home/hub)

Private Medical

Life Insurance

Matched pension

Job summary

Lloyds Wealth in Warrington/Cheshire is seeking an experienced Personal Wealth Adviser to deliver holistic, client-led financial advice to new and existing clients, both face-to-face and virtually, building personalised plans that reflect each life journey.

You will use cashflow modelling and planning tools, foster lasting client relationships, and thrive in a flexible, hybrid setup with robust support, a salary of £65,000–£80,000 plus uncapped bonus.

Qualifications

• Level 4 Diploma qualified (Chartered / Level 6 welcome but not essential).
• Strong track record of delivering holistic financial advice.
• Experience building lasting client relationships and generating repeat/referral business.
• Confidence in conducting client meetings and creating tailored financial plans.
• Strong understanding of regulatory requirements, including Consumer Duty.
• Experience using cashflow modelling to support robust advice recommendations.

Responsibilities

• Deliver holistic, client-led financial advice to new and existing clients, both face-to-face and virtually.
• Build personalised financial plans that reflect clients' aspirations and adapt as their life evolves.
• Use cash flow modelling and planning tools to provide clear, insightful advice.
• Be supported by robust systems and infrastructure to spend more time advising clients.

Education

Level 4 Diploma in Financial Planning

Job description

Your role is to help clients establish their future goals and long-term aspirations and create a financial plan to achieve them. You will play a vital role in helping clients make informed financial decisions through professional expertise, technical analysis and ongoing support so that financial goals are achieved with confidence.

Location | Warrington/Cheshire
Type | Permanent
Salary | £65,000 - £80,000+ (dependent on experience) plus uncapped performance-related bonus

Closing Date

25/09/2026

An exceptional opportunity for experienced advisers - combining the scale of the UK's biggest banking group, unmatched client access and the autonomy to deliver holistic advice.

At Lloyds Wealth you'll join a business with the reach, referral strength and investment in advice to help established advisers grow a substantial client book without starting from scratch.

The role

As a Personal Wealth Adviser, you believe that financial planning starts by understanding each client's unique story, their goals and the life they want to build. You'll deliver holistic, client-led financial advice to new and existing clients, both face-to-face and virtually, taking the time to build a personalised financial plan that reflects their aspirations and adapts as their life evolves. We'll expect you to use cash flow modelling and financial planning tools to provide clear, insightful advice.

This is not a cold-start position.

You'll be supported by robust systems and infrastructure so you can spend more time advising clients.

Why join us?

• Constant leads and referrals. Access one of the UK's largest client ecosystems.Lloyds Banking Group has a retail footprint in almost every local market in the UK, resulting in a constant stream of leads and referrals to the Wealth business.
• Uncapped bonus. Our uncapped bonus structure is designed to reward advisers who convert opportunity into long-term client value.
• Career Development. We'll support your ongoing development and additional qualifications within our transparent structure with clearly defined progression pathways.
• Flexibility. You'll manage your own schedule, predominately working from home, meeting with clients at their homes or at one of our hub locations.
• Exceptional benefits. 30 days holidays, Private Medical, Life Insurance (among others) and a matched pension up to 21% (6% from you, 15% from us)

What you'll bring

• Level 4 Diploma qualified (Chartered / Level 6 welcome but not essential)
• A strong track record of delivering holistic financial advice
• Experience building lasting client relationships and generating repeat/referral business
• Confidence in conducting client meetings and creating tailored financial plans
• Strong understanding of regulatory requirements, including Consumer Duty
• Experience using cashflow modelling to support robust advice recommendations

Lloyds Wealth operates under the Senior Managers and Certification Regime as a solo-regulated firm and if this role is classed as a Certified Role under that regime you will be subject to enhanced vetting and will have a number of additional conduct and regulatory duties to adhere to, as well as certifying at least annually that you are fit and proper to perform this role.

We support flexible working.

We know how important it is to be able to achieve a balance. We want to support your lifestyle as well as meeting our business needs, so will always aim to be flexible. Many colleagues work from home, or in a hybrid way.

You belong here.

We embrace individuality and diversity of identity, experience, and thought. We actively strive for inclusive behaviours and actions, making appropriate adjustments for disabilities, health conditions and neurodiversities. We ensure equal opportunities for all and transparently report on gender pay to promote fairness.