Payments Change & Transformation Senior Associate

JPMorganChase; Bournemouth; On-site; GBP 110,000 - 140,000; Full time

Job summary

J.P. Morgan is seeking a hands-on expert in payments operations and regulatory reporting to shape how the function runs. The role requires owning reporting processes, resolving breaks, and handling regulatory queries with real operational insight.

The position involves delivering transformation workstreams, implementing automation, and ensuring data quality and compliance while collaborating across Operations, Technology, and Compliance.

Qualifications

• Hands-on experience in operations within a top-tier bank or financial institution.

Responsibilities

• Serve as SME for payments operations and regulatory reporting.
• Identify pain points and translate into change priorities.
• Bridge Ops, Tech, and Compliance for practical solutions.
• Assess regulatory change impacts on reporting processes.
• Lead delivery of transformation workstreams (automation, platform rollouts, migrations).
• Drive adoption of intelligent automation in partnership with Tech and Data Science.
• Own the delivery lifecycle from requirements to stabilization.

Skills

Payments operations

Regulatory reporting operations

End-to-end payments processing

Regulatory change impacts

Stakeholder management

Agile/Waterfall/hybrid methods

Tools

AxiomSL

OneSumX

Regnology

UiPath

Alteryx

Python

SQL

Job description

Job Description

We're looking for a hands‑on payments operations and/or regulatory reporting expert who wants to shape how the function runs—not manage workstreams from the sidelines. This role is built for someone who has owned reporting processes, resolved breaks, handled regulatory queries, and knows the real operational pressures first‑hand.

Job Responsibilities

• Serve as an SME for payments operations and regulatory reporting, grounding change in day‑to‑day operational reality.
• Identify reporting/process pain points, inefficiencies, and risks; translate them into clear change priorities.
• Bridge Operations, Technology, and Compliance to ensure solutions are practical, fit‑for‑purpose, and controllable.
• Assess regulatory change impacts on reporting processes, controls, and end‑to‑end data flows.
• Lead delivery of transformation workstreams: report automation, platform rollouts, migrations, and re‑engineering.
• Drive adoption of intelligent automation (including AI/ML) in partnership with Technology and Data Science.
• Own the delivery lifecycle: requirements, impact assessment, UAT coordination, cutover planning, and stabilization.
• Deliver change with minimal BAU disruption, protecting data quality, controls, and regulatory compliance.
• Build strong stakeholder relationships across Ops, Tech, Compliance, Finance, and senior leadership.
• Establish governance, status reporting, and escalation paths; communicate updates clearly to senior forums.
• Engage vendors/platform providers as needed to ensure delivery against timelines and quality standards.

Required Qualifications, Capabilities, And Skills

• Experience in Operations within a top‑tier investment bank, global bank, or major financial institution.
• Hands‑on experience in payments operations and/or regulatory reporting operations.
• Strong understanding of end‑to‑end payments processing lifecycles.
• Experience with clearing and settlement processes.
• Experience with reconciliation and exception management (break investigation/resolution).
• Solid knowledge of regulatory reporting obligations and frameworks relevant to financial institutions.
• Familiarity with reporting areas such as transaction reporting, prudential reporting, and AML/KYC reporting.
• Working knowledge of payments systems and messaging standards (e.g., SWIFT, ISO 20022) and related market infrastructure.
• Understanding of data flows, controls, and dependencies that support regulatory report production.
• Proven track record in operational change/transformation and process improvement initiatives.
• Strong delivery and execution skills: managing multiple workstreams and priorities; experience with Agile/Waterfall/hybrid methods, governance, and translating operational issues into clear requirements and solutions.

Preferred Qualifications, Capabilities, And Skills

• Exposure to, or strong interest in, AI/ML, intelligent automation, and/or RegTech applications within operations.
• Familiarity with regulatory reporting platforms (e.g., AxiomSL, OneSumX, Regnology) and/or payments platforms.
• Experience with data/automation tools and technologies (e.g., UiPath, Alteryx, Python, SQL) and/or cloud technologies.
• Working understanding of platform architecture concepts, including API integrations and data pipeline design.
• Project delivery certifications (e.g., PMP, PRINCE2, Agile/SAFe) are beneficial but not required; domain/operational expertise is prioritized.

ABOUT US

J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world's most prominent corporations, governments, wealthy individuals and institutional investors. Our first‑class business in a first‑class way approach to serving clients drives everything we do. We strive to build trusted, long‑term partnerships to help our clients achieve their business objectives.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

About The Team

J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.