Payment Compliance Lead

JR United Kingdom; Fareham; On-site; GBP 40,000 - 80,000; Full time

Job summary

An established industry player is seeking a compliance and risk management expert to enhance their fraud prevention strategies. In this role, you will develop policies and frameworks to mitigate risks associated with payment transactions while ensuring adherence to global regulations. Collaborating with data science teams, you will optimize AI-driven fraud detection models and monitor transaction patterns to identify unusual behaviors. This position offers a unique opportunity to shape the risk mitigation roadmap and drive compliance initiatives that align with business growth. If you have a strong analytical mindset and a passion for payment compliance, this role is perfect for you.

Qualifications

• Strong experience in payment compliance and fraud prevention.
• Knowledge of card scheme regulations and global compliance frameworks.

Responsibilities

• Develop scalable policies to reduce risk and ensure compliance.
• Conduct audits and risk assessments for fraud prevention.

Skills

Payment Compliance

Risk Management

Fraud Prevention

Project Management

Data-Driven Decision Making

Tools

Fraud Prevention Tools

Chargeback Management Systems

Risk Analytics Software

Job description

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● Ensure adherence to Visa, MasterCard, AMEX and other global regulations.

● Develop scalable policies and monitoring frameworks to reduce risk.

● Conduct audits, risk assessments, and compliance checks to identify areas for improvement.

● Manage fraud prevention rules, balancing risk reduction with revenue growth.

● Work with data science teams to optimize AI-driven fraud detection models.

● Monitor and report transaction patterns to detect unusual behaviours and potential fraud.

Product & Technology for Risk Mitigation

● Own the Risk Mitigation Roadmap, ensuring compliance and fraud prevention align with business needs.

● Identify gaps in fraud tools and propose enhancements like real-time monitoring dashboards and automated chargeback solutions.

Payments Strategy & Partnerships

● Work with finance, product, and engineering teams to support growth and expansion.

● Respond to third-party compliance audits and payment provider inquiries.

● Improve authorisation rates and reduce failed payments through strategic planning.

Experience Required

● Strong experience in payment compliance, risk management, or fraud prevention.

● Strong knowledge of card scheme regulations and global compliance frameworks.

● Strong communication and project management skills

● Experience with fraud prevention tools, chargeback management, and risk analytics.

● Analytical mindset with experience in data-driven decision-making.

● Experience working with payment gateways, acquirers, and payment orchestration platforms.