Paraplanner

Citrus Elite Recruitment Ltd; Manchester; Hybrid; GBP 45,000 - 48,000; Full time

Benefits offered by this job

Hybrid work 3+2

25 days holiday

Profit Sharing

Pension

Private Medical Insurance

Job summary

Citrus Elite Recruitment Ltd is seeking an experienced Paraplanner in Manchester on a hybrid basis. You will deliver complex financial planning support to advisers and clients, contributing to high-quality client outcomes.

The role requires at least 3 years in a paraplanner role and likely Diploma 4 in Regulated Financial Planning. You will conduct cashflow modelling, research products, and prepare suitability reports.

Qualifications

• Minimum of 3 years’ experience at a Paraplanner level.
• Diploma 4 qualified in Regulated Financial Planning.
• Excellent analytical and report-writing skills.

Responsibilities

• Conduct triage to identify information required to compile each financial plan recommendation.
• Identify areas for planning.
• Discuss and establish client objectives with the financial adviser.
• Analyse client fact-finds to identify needs, priorities and potential solutions.
• Conduct research on financial products, providers and market trends.
• Perform cashflow modelling and scenario analysis.
• Liaise with the client’s legal and tax advisers if appropriate.
• Consider current and future allocation of assets for investment strategy with regard to client’s risk profile and their objectives.
• Prepare suitability reports and financial plans in line with client objectives and regulatory standards.
• Liaise with the Administration teams to ensure any recommendations are correctly implemented.
• Work closely with Financial Advisers to develop appropriate strategies for clients.
• Attend client meetings when required to support technical discussions.
• Assist in preparing review packs and client documentation.

Skills

Paraplanner experience

Analytical skills

Report writing

Education

Diploma 4 in Regulated Financial Planning

Job description

Paraplanner

Manchester – Hybrid, 3 days office and 2 from home

Our Award-Winning Client has an opportunity for a highly experienced Paraplanner responsible for delivering complex financial planning support to our clients and adviser.

The companies Paraplanners play a key role in the delivery of high-quality client outcomes.

This position operates on a hybrid basis, 3 days in our Manchester office and 2 days from home each week.

Reward Package

• £45k - £48k Region Salary (Bonuses and regular salary reviews)
• 35 hours per week Hybrid Working (3 days Office and 2 days at Home - full-time employee)
• 25 days holiday plus Bank Holidays.
• 1 x holiday - Birthday holiday
• Loyalty holidays with continued service.
• Christmas Closure (need to retain 3 days from allowance).
• Profit Sharing Scheme.
• Pension (auto-enrolment, then increasing dependent on length of service).
• Private Medical Insurance (after 12 months).
• Life Assurance.
• Long Term Service Awards.
• Fully funded company social events – summer and winter.
• Generous Study/Training Program.

Skills & Experience

• Minimum of 3 years’ experience at a Paraplanner level.
• Ideally, Diploma 4 qualified in Regulated Financial Planning Excellent analytical and report-writing skills.

Key Responsibilities

Financial Planning & Analysis

Conduct triage to identify information required to compile each financial plan recommendation.

Identify areas for planning.

Discuss and establish client objectives with the financial adviser.

Analyse client fact-finds to identify needs, priorities and potential solutions.

Conduct research on financial products, providers and market trends.

Perform cashflow modelling and scenario analysis.

Liaise with the client’s legal and tax advisers if appropriate.

Consider current and future allocation of assets for investment strategy with regard to client’s risk profile and their objectives.

Prepare suitability reports and financial plans in line with client objectives and regulatory standards.

Liaise with the Administration teams to ensure any recommendations are correctly implemented.

Technical, Risk & Compliance

Provide technical expertise across pensions, investments, protection, and financial planning.

Ensure all recommendations are compliant with FCA regulations and company procedures.

Keep up to date with legislative and market changes.

Maintain accurate and up-to-date client records.

Liaise with providers, platforms, and internal teams to progress cases.

Adviser Support

• Work closely with Financial Advisers to develop appropriate strategies for clients.
• Attend client meetings when required to support technical discussions.
• Assist in preparing review packs and client documentation.