Motor Trade Combined Trading Underwriter

Covéa Insurance Services; Manchester; Hybrid; GBP 36,000 - 43,000; Full time

Job summary

A leading insurance provider in the UK is seeking a Motor Trade Underwriter to join their underwriting team. This hybrid role offers the flexibility of working from home and in-office. The successful candidate will be responsible for building relationships with brokers, ensuring accurate application of underwriting rates, and providing exceptional service. Applicants should possess strong insurance knowledge, excellent communication skills, and a commitment to personal growth. A diverse and inclusive workplace is emphasized, with various benefits offered.

Benefits

Flexible working hours

Annual pay review and performance bonuses

Generous holiday allowance

Pension contributions

Health and wellbeing support

Career growth opportunities

Private medical cover

Gym discounts and retail offers

Qualifications

• Strong knowledge of general insurance underwriting principles.
• Proven experience in building effective relationships.
• Excellent communication skills (written and oral).

Responsibilities

• Build and maintain relationships with brokers.
• Apply technical underwriting rates accurately.
• Deliver high-quality service through efficient processing.

Skills

General insurance underwriting principles

Building relationships with brokers

Market trends awareness

Communication skills

Problem-solving abilities

Attention to detail

Education

A Level standard

CII progression

Job description

We have an exciting opportunity to join our Underwriting Team as a Motor Trade Underwriter!

At Covéa Insurance we’re all about protecting what matters most - whether it’s your home your car or your business. With our award-winning customer service and a wide range of insurance products we’re here to make a real difference.

This is a hybrid position combining the best of both worlds - working from home and spending time in our Birmingham Manchester or Halifax office.

This is more than just a job - it’s a chance to grow develop and be part of something great.

Responsibilities

• Build and maintain strong relationships with a defined group of brokers while developing new regional broker connections.
• Apply Covea’s technical underwriting rates and criteria accurately across all risks referring cases beyond authority to senior underwriters.
• Contribute to Covea’s annual financial plan by managing renewals mid-term adjustments (MTAs) and handling new business enquiries.
• Deliver high-quality service through efficient processing and administration of commercial combined renewals and MTAs.
• Uphold agreed service levels for internal and external customers while maintaining accurate audit trails in Covea systems.
• Stay current on commercial property and liability markets regional broking trends and relevant legislation or litigation impacting underwriting.

Qualifications

• Strong knowledge of general insurance underwriting principles with the ability to accurately process property-biased risks and escalate when required.
• Proven experience in building and maintaining effective relationships with both internal teams and external brokers.
• Solid awareness of market trends legal developments and industry changes impacting commercial insurance.
• Excellent communication skills (written and oral) combined with strong problem-solving abilities prioritisation and deadline management.
• High level of accuracy and attention to detail supported by strong PC and systems proficiency; proactive and innovative in approach.
• Professionally qualified to A Level standard (minimum Grade C in Maths & English GCSE) with CII progression preferred.

Not sure if you tick every box? That’s okay!

At Covéa we know that great people don’t always meet every single requirement listed in a job ad. If this role excites you and you think you could be a good fit we’d love to hear from you - so go ahead and apply! We’re all about building a diverse inclusive team where everyone can thrive.

Benefits

• Flexible working 36.25 hours a week with flexitime & hybrid options
• Annual pay review plus performance bonuses (up to 30% depending on level)
• Generous holidays 25-27 days bank holidays with buy / sell options
• Pension perks 7.5% employer contribution rising to 9% with your input
• A culture where everyone belongs—we’re committed to diversity, equity & inclusion with real action, employee-led community groups and ongoing learning to make Covéa a place where everyone can thrive
• Mental & financial support through our dedicated Wellbeing group
• Career growth training qualifications & apprenticeships to help you thrive
• Health & wellbeing private medical cover, 24 / 7 Virtual GP health checks, flu jabs & more
• Drive in style Tusker Car Scheme with fully maintained insured vehicles
• Extra savings gym discounts Cycle to Work and retail offers via Perkpal
• And much more!

Excited about this opportunity? So are we!

Apply today and be part of our journey.

As a Disability Confident Employer we’re committed to fair and accessible recruitment. If you need any adjustments, support or alternative application options during the recruitment process please reach out to Megan Barraclough or one of our Team at

Applicants must currently reside in the United Kingdom and possess full and unrestricted right to work in the UK. Unfortunately we are unable to offer Visa sponsorship for this role.

Salary : Up to 43000

Working hours : 36.25

Key Skills

Loan Processing,Computer Skills,Fraud,Math,Banking,Pricing,Analysis Skills,Fair Housing Regulations,Underwriting,Financial Analysis,negotiation,Phone Etiquette

Employment Type : Full-Time

Experience : years

Vacancy : 1