Mortgages Product & Pricing Manager

EA Change Ltd; West Midlands; On-site; GBP 70,000 - 110,000; Full time

Job summary

EA Change Ltd in the Midlands is seeking a technical lending-pricing specialist who understands credit-risk expansion and risk-adjusted returns. You will shape product and pricing strategy for a modern Mortgages client, with a focus on forward flow pricing management and market opportunities.

The role requires close collaboration with Credit Risk, Finance and Treasury, plus presenting recommendations to the Product and Pricing Committee.

Qualifications

• Experience in financial services product and pricing management, ideally commercial lending.
• Experience in Capital Markets: securitisation, covered bonds, external investors.
• Pricing model ownership in Lending/Commercial/BTL.
• Collaborative work with Credit Risk, Finance, Treasury, Distribution and funders.
• Strong presentation skills for Product and Pricing Committee.

Responsibilities

• Develop product and pricing strategy.
• Oversee forward flow pricing management.
• Conduct market analysis and explore opportunities.
• Lead Product and Pricing Committee decisions.

Skills

Pricing strategy

Product management

Credit risk

Market analysis

Presentation skills

Capital markets

Job description

Start: ASAP

Location: Midlands

We are supporting a technology focused modern/product-led Mortgages client who are looking for a technical lending-pricing specialist who understands credit-risk expansion and risk-adjusted returns

Key Responsibilities:

• Product & Pricing Strategy
• Forward Flow Pricing Management
• Market Analysis & Opportunity Exploration
• Product and Pricing Committee Leadership

Key Skills

• Proven product and pricing management experience within Financial Services, ideally Commercial Lending
• Experience of Capital Markets experience, Securitisation, Covered bonds, External investor or funding relationships
• Pricing model ownership experience within the Lending / Commercial / BTL space.
• Experience of working with Credit Risk, Finance, Treasury, Distribution and funders.
• Strong presentation skills with experience of preparing recommendations for Product and Pricing Committee.