Mortgage Underwriter

Key Group; Preston; On-site; GBP 35,000 - 48,000; Full time

Benefits offered by this job

23 days holiday

Wellbeing Day

Enhanced pension

Cashback plan

Life assurance

Family-friendly policies

Training & development

Referral scheme

Onsite parking

Job summary

More2Life, part of the Key Group, is recruiting a Mortgage Underwriter for its Preston office in the Loan Manufacturing team. You will assess valuations and new applications to offer stage, handling your caseload and coordinating with solicitors, valuers, brokers and customers to ensure responsible lending decisions.

We seek candidates with experience in secured residential lending, strong underwriting knowledge, and excellent communication.

Qualifications

• Experience in the financial services industry, especially secured residential lending.
• Working knowledge of mortgage underwriting processes and criteria.
• Strong attention to detail and accuracy.

Responsibilities

• Manage your caseload and underwriting workflow.
• Liaise with solicitors, valuers, brokers and customers to secure required documents.
• Stay up to date with lending criteria, products and schemes.
• Develop relationships with key partners and underwrite new business per More2Life policies.

Skills

Mortgage underwriting

Lending criteria

Attention to detail

Communication skills

Stakeholder liaison

Job description

We believe that helping people unlock a better retirement starts with helping everyone in our organisation unlock their true potential, and thrive.

To do that, we’re mindful of staying true to the values that make us who we are, and proud of what we do.

Mortgage Underwriter

More2Life is part of the Key Group of companies and has been a pioneering force in the Equity Release market since its launch in 2008. Today, operating from our offices in Preston, we help over 1000 people every month to confidently release cash from their homes, significantly growing year on year to become one of the largest lifetime mortgage lenders in the UK.

We have an exciting opportunity for a Mortgage Underwriter to join the team here at Key Group. Situated in our Loan Manufacturing department, our underwriting team are responsible for underwriting property valuations and new applications to offer stage.

Main Duties And Role Responsibilities

• To be responsible for the management of your caseload


• To liaise with solicitors, valuers, brokers and customers to secure documentation required to make responsible lending decisions.


• To keep fully up to date and conversant with lending criteria, products and special schemes


• To develop and maintain business relationships with key partners


• To underwrite new business in line with more2life policies

Skills We Look For

• Experience of working within the Financial Services industry and in particular in the secured residential lending arena.


• Possess a working knowledge of mortgage underwriting and lending criteria


• Organised and with good attention to detail


• Commitment to maintain accuracy and attention to detail, ensuring work is of the highest quality.


• First class communication skills, both written and verbal.

Most of all we look for people who display and work around the core values of our business:

Ambitious

– to break ground to help our customers enjoy a better retirement.

Supportive

– relationships are key to everything we do.

Personal

– going above and beyond to offer exceptional service.

Integrity

– honest, true and transparent in all of our relationships.

Responsive

– whatever the challenge we’ll deliver the right result.

Expert

– experts in our field, our thirst for knowledge never stops

Benefits

• 23 days holiday + bank holidays


• Wellbeing Day & Charity Day


• Enhanced pension (5% employee/8% employer)


• Simplyhealth cashback plan


• Life assurance


• Enhanced family-friendly policies


• Ongoing training and development


• Employee referral scheme


• Free onsite parking