Mortgage Underwriter

Brooke Harrison Recruitment; Manchester; Hybrid; GBP 32,000 - 40,000; Full time

Job summary

A leading organization in financial inclusion is seeking a Mortgage Underwriter to manage loan applications and ensure compliance. This role offers a hybrid work arrangement after probation and a competitive salary with benefits, including health insurance and professional development opportunities.

Benefits

Health Insurance

Pension Plans

Up to 25 days annual leave + bank holidays

Professional Development Opportunities

Qualifications

• Experience in assessing or processing loan applications, ideally in secured loans or car finance.

Responsibilities

• Manual underwriting from application to authorization.
• Efficiently process loan applications, ensuring compliance.
• Authorization of loans within specified limits.

Skills

Analytical Skills

Attention to Detail

Communication

Interpersonal Skills

Job description

Mortgage Underwriter- Secured Loans

• Location: Manchester City Centre.
• Salary: GBP3,2548 per annum + competitive bonus scheme
• Work Arrangement: Hybrid available after probation (6 months). Up to 2 days per week remote.
• Monday - Frfiday 9.5-30pm -2 late shifts 11-7pm

Join a dynamic organization committed to financial inclusion! We're a specialist lender offering bespoke solutions to UK homeowners. Recognized for excellence and social impact, we're a two-time Sunday Times Fast Track 100 member and MEN Business of the Year award nominee in 2019.

As a Mortgage Underwriter, you'll play a key role in the manual underwriting of loan applications, ensuring they align with our mission and meet clients' unique needs.

Key Responsibilities:

1. Manual underwriting from application to authorization.
2. Efficiently process loan applications, ensuring compliance.
3. Authorization of loans within specified limits.
4. Thorough risk assessment based on financial stability.
5. Effective communication with clients, brokers, and stakeholders.

Qualifications and Skills:

• Previous asessing or processing loan applications-ideally in secured loans or car finance.
• Strong analytical skills and attention to detail.
• Knowledge of financial regulations and lending practices.
• Excellent communication and interpersonal skills.
• Ability to thrive in a dynamic, fast-paced environment.

Work Arrangement: Hybrid available after probation (6 months). Up to 2 days per week remote.

Benefits: Competitive salary, bonus scheme, health insurance, pension plans, up to 25days annual leave + bank holidays. Professional development opportunities.