Mortgage & Protection Adviser

Cameo Consultancy; Over Norton; Hybrid; GBP 30,000 - 35,000; Full time

Benefits offered by this job

Hybrid/flexible working

Leads and support

Uncapped earnings potential

Training and CPD

Administrative and compliance support

Job summary

Cotswold Financial Solutions Ltd, a Partner Practice of St. James's Place Wealth Management, is seeking a Mortgage & Protection Adviser to join its growing team in Chipping Norton.

The role offers 30,000-35,000 basic salary with realistic OTE of 65,000-70,000, with leads and support provided and hybrid/flexible working available. You will build a long-term client bank and develop your earnings while following a supported path towards becoming a Financial Adviser within the St.

Qualifications

• CeMAP 1,2 and 3 with Cert CII (MP) or equivalent mortgage qualification.
• Experience providing regulated mortgage advice.
• Experience providing protection advice alongside mortgage recommendations.
• Sound understanding of mortgage products, lender criteria and regulatory rules.

Responsibilities

• Providing mortgage and protection advice tailored to individual client needs.
• Completing fact-finds, affordability assessments and product research.
• Managing mortgage and protection applications through to completion.
• Maintaining accurate client records and compliant file notes.
• Liaising with lenders, providers, solicitors and other professionals.
• Building client relationships and developing repeat/referral business.
• Developing your own client bank with leads and support from the business.
• Managing your own diary, workload and pipeline.

Skills

Regulated mortgage advice

Protection advice

Client relationship building

Independent working

Strong communication

Education

CeMAP 1, 2 and 3, Cert CII (MP) or equivalent

Job description

Chipping Norton, Oxfordshire Hybrid/flexible working
30,000- 35,000 basic + realistic OTE 65,000- 70,000

Are you an experienced Mortgage & Protection Adviser looking for an opportunity where you can build your own client bank, develop your earnings and become a long-term part of a supportive team?

Cotswold Financial Solutions Ltd, a Partner Practice of St. James's Place Wealth Management, is looking for a qualified Mortgage & Protection Adviser to join its established and growing team in Chipping Norton

This is primarily an employed opportunity, offering a 30,000- 35,000 basic salary with realistic OTE of 65,000- 70,000. You'll receive leads and support from the wider business while developing your own client relationships and growing your client bank

The team is looking for someone who wants to build a career with the business and become an integral part of it. You'll spend a reasonable amount of time working alongside the team in the Chipping Norton office, with flexibility and hybrid working available.

For someone looking to develop further, there is also a supported pathway towards becoming a Financial Adviser within the St. James's Place Partnership

About the role

You’ll provide professional, compliant and client-focused mortgage and protection advice, building trusted, long-term relationships and managing cases from initial enquiry through to completion and beyond.

Key responsibilities will include:

• Providing mortgage and protection advice tailored to individual client needs
• Completing fact-finds, affordability assessments and appropriate product research
• Managing mortgage and protection applications through to completion
• Maintaining accurate client records and compliant file notes
• Liaising with lenders, providers, solicitors, estate agents and other professionals
• Building strong client relationships and developing repeat and referral business
• Developing your own client bank with leads and support from the wider business
• Managing your own diary, workload and pipeline

About you

As Mortgage & Protection Adviser, you’ll need:

• CeMAP 1, 2 and 3, Cert CII (MP), or an equivalent recognised mortgage qualification
• Experience providing regulated mortgage advice
• Experience providing protection advice alongside mortgage recommendations
• A sound understanding of mortgage products, lender criteria and the regulatory environment
• Strong communication and relationship-building skills
• Excellent organisation and case-management skills
• The confidence to work independently whilst being an active part of the wider team

What's on offer?

• 30,000- 35,000 basic salary
• Realistic OTE of 65,000- 70,000
• Uncapped performance-related earnings
• Leads and support from the wider business
• Opportunity to develop your own client bank
• Hybrid/flexible working
• Administrative and compliance support
• Ongoing training, CPD and professional development
• Supportive, established team
• Supported pathway towards becoming a Financial Adviser for the right person

Although this is primarily an employed opportunity, the business would also consider an experienced self-employed adviser with an established client bank

If you're an experienced Mortgage & Protection Adviser looking for the opportunity to grow your earnings, develop your own client base and build a long-term career within a supportive business, we'd love to hear from you.