Mortgage Credit Risk Manager Hybrid 4-Day Week

Distinct | B Corp; West Yorkshire; On-site; GBP 51,300 - 62,700; Full time

Benefits offered by this job

Bonus

Strong pension contribution

Flexible working arrangement

Job summary

A growing Financial Services firm in the United Kingdom is seeking a Credit Risk Manager to oversee its mortgage portfolio, focusing on risk modelling, MI enhancement, and ICAAP reporting. The ideal candidate will have experience in mortgage credit risk, strong knowledge of risk frameworks, and the ability to work collaboratively with teams. The role supports flexible working arrangements, including a hybrid model, and offers competitive salary and benefits. Ideal for those looking to develop in a fast-growing environment.

Qualifications

• Experience in managing mortgage credit risk effectively.
• Strong technical knowledge of risk frameworks, ICAAP, and MI development.
• Ability to balance risk and lending objectives while collaborating.

Responsibilities

• Review and manage credit risk within the mortgage portfolio.
• Support MI and data improvements during digital transformation.
• Work with distribution and product teams to aid lending decisions.
• Contribute to ICAAP, risk monitoring, and reporting.
• Strengthen frameworks and controls with a practical approach.

Skills

Mortgage credit risk

Risk frameworks

ICAAP

MI development

Analytical skills

Commercial mindset

Job description

A growing Financial Services firm in the United Kingdom is seeking a Credit Risk Manager to oversee its mortgage portfolio, focusing on risk modelling, MI enhancement, and ICAAP reporting. The ideal candidate will have experience in mortgage credit risk, strong knowledge of risk frameworks, and the ability to work collaboratively with teams. The role supports flexible working arrangements, including a hybrid model, and offers competitive salary and benefits. Ideal for those looking to develop in a fast-growing environment.