Mortgage Broker

Just Mortgages SE Group; Rochester; On-site; GBP 30,000 - 60,000; Full time

Job summary

Just Mortgages SE Group in the UK is seeking a Mortgage Broker for a fully remote, self-employed role. You will advise clients on mortgage and protection products, assess affordability, and recommend lending solutions while building a self-employed practice under the Just Mortgages brand.

You will manage client relationships, conduct risk assessments, submit applications, and work with lenders, solicitors and a dedicated Business Manager to align activity with business goals and regulatory

Qualifications

• CeMAP or equivalent qualification and UK mortgage regulatory knowledge.
• Experience handling end-to-end mortgage cases, including buy-to-let and protection products.
• Strong communication and negotiation skills with clients.
• Ability to generate leads and build a self-employed business under the Just Mortgages brand.

Responsibilities

• Advise clients on mortgage and protection products and assess financial circumstances.
• Prepare and submit mortgage applications and liaise with lenders and solicitors.
• Develop business through marketing, networking and lead generation.

Skills

Mortgage advisory

Client relationship management

Remote/self-employed

Regulatory compliance knowledge

Education

CeMAP or equivalent

Tools

CRM systems

Online meeting tools

Document management

Job description

Company Description

Just Mortgages SE Group is part of Just Mortgages, a nationwide network supporting ambitious Mortgage & Protection advisers who want the freedom to build their own business with the backing of one of the UK’s largest broker firms. As part of the Spicerhaart family, established in 1989, the group combines the stability of a well-known property brand with a proposition focused on adviser growth, opportunity, and long-term success. Self-employed advisers receive comprehensive support, including business development, marketing, digital tools, training, lead generation, and technical guidance across wealth, equity release, business protection, and commercial lending. Each adviser is assigned a dedicated Business Manager who provides tailored guidance and practical support from application onward. Just Mortgages SE Group offers a collaborative environment for advisers seeking more freedom, more opportunity, and the confidence to build a sustainable mortgage business.

Role Description

This is a full-time remote role for a Mortgage Broker at Just Mortgages SE Group. The Mortgage Broker will advise clients on mortgage and protection products, assess financial circumstances, and recommend suitable lending solutions, including options for debt consolidation where appropriate. Daily responsibilities include managing client relationships, conducting affordability and risk assessments, preparing and submitting mortgage applications, and liaising with lenders, solicitors, and other stakeholders throughout the process. The role also involves proactive business development, using mortgage marketing and networking to generate leads, build a pipeline, and develop a self-employed practice under the Just Mortgages brand. The Mortgage Broker will collaborate closely with the dedicated Business Manager to align activity with business goals, stay up to date with regulatory requirements, and deliver a high standard of client service.

Qualifications

• Strong mortgage advisory and brokerage skills, with experience working as Mortgage Brokers and handling end-to-end client cases.
• Knowledge of finance and lending principles, including Debt Consolidation and broader Finance considerations relevant to residential and buy-to-let mortgages.
• Ability to use Mortgage Marketing techniques and Brokerage networks to generate leads, build client relationships, and grow a self-employed business.
• Relevant industry qualifications such as CeMAP or equivalent, and a solid understanding of UK mortgage regulation and compliance.
• Proven track record in client-facing roles, with excellent communication, negotiation, and relationship-management skills.
• Comfort working remotely with strong self-organization, time management, and digital literacy (CRM systems, online meeting tools, document management).
• Experience in protection products (life, critical illness, income protection) and awareness of opportunities in wealth, equity release, and commercial lending is advantageous.
• Ability to work as a self-employed adviser, demonstrating commercial awareness, resilience, and a commitment to ongoing professional development.