Mortgage and Protection Advisor

Kennell and Associates Inc.; Bath; On-site; GBP 30,000 - 45,000; Full time

Job summary

A leading company in financial services is seeking a mortgage and protection adviser to provide expert advice and guidance. The role involves meeting clients, conducting assessments, and ensuring compliance with relevant regulations. We expect candidates to have CeMAP qualifications and a strong customer service ethos, alongside the ability to communicate effectively.

Benefits

Employee assistance programme

33 days holiday including bank holidays

Cycle to work scheme

Discounted shopping

Qualifications

• Deep understanding of the mortgage and protection industry.
• Good financial acumen and understanding of financial regulations.
• Advanced communication skills in both verbal and written formats.

Responsibilities

• Meeting with clients to discuss financial situation and homeownership goals.
• Conducting financial assessments to determine suitable products.
• Guiding clients through the mortgage application process.

Skills

Communication

Customer Service

Analytical Skills

Education

CeMAP qualifications

Job description

As a mortgage and protection adviser, you’ll provide expert advice and guidance to clients on mortgage options and protection plans. By supporting clients throughout their journey, you will help them make informed decisions that align with their financial goals and needs.

DAY TO DAY:

1. Meeting with clients to discuss their financial situation, homeownership goals, and protection needs.
2. Acting on leads supplied from a central operations centre.
3. Conducting financial assessments to evaluate clients’ circumstances and determine suitable mortgage and protection products.
4. Explaining various mortgage options and protection plans.
5. Guiding clients through the mortgage application process, ensuring all documentation is accurate.
6. Ensuring all transactions comply with relevant laws and regulations.
7. Staying up to date with market conditions, mortgage products, and regulatory requirements.
8. Ensuring all advice and transactions align with TCF, Consumer Duty, and FCA guidelines.

WE WOULD LOVE TO SEE:

• A deep understanding of the mortgage and protection industry.
• Good financial acumen and understanding of financial regulations.
• Advanced communication skills, both verbal and written.
• A great customer service approach.
• Strong analytical skills.
• CeMAP qualifications.

AND FOR YOU:

• Knowledge of medical insurance, private health, pension, life assurance, and income protection.
• Employee assistance programme.
• 33 days holiday including bank holidays.
• Cycle to work scheme and discounted shopping.