Manager – Securitisation, Structured Finance Reporting

Vanquis; Greater London; Hybrid; GBP 90,000 - 130,000; Full time

Benefits offered by this job

Holidays 25 days + 5 buy/sell

Pension up to 10% employer

Family leave enhancements

Fertility support

Workations up to 20 days

Birthday leave

LinkedIn Learning access

Private medical option

Job summary

Vanquis seeks a Manager - Securitisation, Structured Finance Reporting to shape wholesale funding activity and provide senior leaders with clear, data-driven insights. You will manage complex data, oversee investor reporting for securitisation programs and support rating agency interactions.

You will collaborate with the Group Treasury team, ensuring funding plans align with risk appetite and regulatory requirements, while building strong external partnerships and robust funding models.

Qualifications

• Experience in capital markets or treasury within financial services.
• Hands-on securitisation experience with debt issuance and hedging instruments.
• Understanding of credit analysis and debt investor perspectives across capital structure.
• Ability to build and review models in Excel and handle large datasets.
• Familiarity with loan products such as auto loans, unsecured lending and credit cards.

Responsibilities

• Develop wholesale funding plans and analyse intragroup funding needs.
• Produce and monitor servicer and investor reports for securitisation structures.
• Engage in funding transaction assessment and cost/benefit analysis.
• Analyse market trends to inform funding strategy for senior stakeholders.
• Coordinate capital markets projects from planning to completion.

Skills

Capital markets

Securitisation

Debt instruments

Excel modelling

Large data handling

Loan product knowledge

External stakeholder relations

Reporting to investors

VBA/SQL (bonus)

AI data analysis (bonus)

Tools

Excel

VBA

SQL

Job description

Title: Manager - Securitisation, Structured Finance Reporting

Contract Type: Permanent | Full - Time

Location: London

Working Pattern: Hybrid (usually 2-3 days a week in the office).

What We Offer

We care about your wellbeing, not just your work. Our benefits are designed to support your life, your health and your growth:

• Holidays: 25 days (rising to 30) + buy/sell up to 5 days + swap up to 4 bank holidays.
• Pension: Up to 10% employer contribution.
• Family Leave: Enhanced maternity and 4 weeks’ paternity from day-one, shared parental leave, paid neonatal care leave and support for adoption and surrogacy
• Fertility Support: Paid time off for fertility treatment and appointments, available to birth parents and partners, with confidential support and flexible adjustments where needed
• Workations: Work abroad for up to 20 days a year in approved countries.
• Birthday Leave: Your birthday off-paid.
• Learning: Access to LinkedIn Learning for all colleagues.
• Financial Wellbeing: Free Snoop Premium subscription.
• Healthcare: Self-pay Denplan & optional Private Medical Insurance.

The Role

This is a great opportunity to play a key role in how Vanquis funds its future. As Manager - Securitisation, Structured Finance Reporting, you'll help shape and manage wholesale funding activity that supports our customers, strengthens our balance sheet and gives senior leaders the insight they need to make confident decisions. You'll work with complex data, capital markets transactions and a wide range of internal and external partners, turning technical analysis into clear outcomes that support responsible growth.

You and your Team

You’ll join the Debt Capital Markets team within Group Treasury, reporting to the Head of Asset Liability Management. The team is responsible for identifying, measuring, managing and controlling the Group’s wholesale funding requirements, making sure funding activity is well governed, aligned to our risk appetite and meets relevant regulatory requirements. In this role, you’ll manage key activity across existing and future capital markets issuances, helping to maintain investor confidence and support Vanquis' funding strategy.

As a Manager - Securitisation, Structured Finance Reporting, you will:

• Support the development of wholesale funding plans and analysis of intragroup funding needs, making sure updates are organised, accurate and completed on time.
• Produce, review, and monitor monthly servicer and investor reports for our Public Master Trust (OBAN Credit Cards ABS) and Private Vehicle Finance Securitisation.
• Process mature transactions or refinancing with rating agencies on the ongoing credit monitoring and surveillance as well as feed into the overall funding strategy and plans.
• Assess proposed funding transactions, including cost and benefit analysis, to help determine whether they meet the Group’s target funding structure.
• Analyse financial market trends, investor appetite and funding options, turning complex information into clear recommendations for senior stakeholders.
• Coordinate and support capital markets transactions and projects, managing plans through to completion and reviewing outcomes after launch.
• Create, validate, document and maintain funding models, including loan pool forecasts, cash flow forecasts and stress testing scenarios.
• Manage investor reporting, early warning indicators, covenant compliance and requests from investors during marketing and after transactions close.

What We’re Looking For

We're looking for someone who can bring technical expertise, sound judgement and a collaborative approach to a role that has a real impact on our funding strategy and investor confidence.

• Strong experience in a capital markets or treasury function within financial services.
• Hands-on securitisation experience, with an understanding of debt capital markets, debt issuance and hedging instruments.
• Understanding of the typical credit analysis and perspectives of debt investors across the capital structure.
• Confidence working with large, complex data sets, including building and reviewing models in Microsoft Excel.
• Detailed knowledge of the characteristics of a variety of loan products used in the business, specifically auto loans, unsecured loans and credit cards.
• Demonstrable experience building and maintaining key external relationships, including external advisors such as legal firms, rating agencies, accountants and auditors.
• Experience producing, reviewing and monitoring monthly servicer and investor reports for public and private securitisation programmes.
• The ability to turn data into useful management information and clear recommendations.
• Experience of Microsoft VBA or SQL would be beneficial
• Demonstrable experience using AI to analyse data is highly beneficial

Pre-Employment Checks;

Any offer made will be subject to standard background checks, including credit, fraud and employment references. Due to the regulated nature of our business, additional checks may apply.

Who we are

At Vanquis, our purpose is simple: to deliver caring banking that helps people make the most of life’s opportunities. Founded in 1880, we're now a FTSE All Share specialist bank supporting over 1.7 million UK customers with responsible, tailored lending.

We're proud to be certified by Great Place to Work, recognised as one of the Financial Times UK’s Best Employers in 2025 and 2026, and awarded Bronze status under the Armed Forces Covenant. Taken together, these achievements reflect our genuine commitment to putting our people first and supporting those who serve.

Guided by our values - caring for people, pulling together, finding better ways and getting the right things done - we're building a workplace where colleagues feel connected, valued and empowered. Alongside competitive pay, we offer meaningful benefits, salary reviews, a discretionary bonus scheme and continued recognition.

We're invested in your development too. With the right support and hands-on learning, you’ll grow your skills, shape your career and realise your ambitions.

Vanquis Bank is an Equal Opportunity Employer. We value everyone's unique background, identity and experience, and we're committed to a workplace where all colleagues can thrive. If you need any adjustments or support during the recruitment process, please contact [e-mail] and we'll be happy to help.