Manager, Credit

Silgan Containers; Chester; On-site; GBP 50,000 - 80,000; Full time

Job summary

An established industry player is seeking a Credit Manager to lead a dynamic team in managing customer credit evaluations and receivables. This role involves ensuring SOX compliance, overseeing cash application processes, and conducting financial analyses to support company leadership. The ideal candidate will possess strong leadership and analytical skills, along with a Bachelor's degree in Business and extensive experience in credit management. Join a forward-thinking company where your contributions will significantly impact the financial health of the organization and foster solid partnerships with customers.

Qualifications

• Minimum 7 years related work experience in credit management.
• Strong Excel and analytical skills for financial analysis.

Responsibilities

• Supervise a team in customer credit evaluations and cash application.
• Analyze and publish monthly AR results for company leadership.
• Manage the credit hold process and customer communication.

Skills

Verbal Communication

Written Communication

Interpersonal Skills

Leadership Skills

Organizational Skills

Negotiation Skills

Analytical Skills

Problem-Solving Skills

Education

Bachelor’s Degree in Business

Tools

ERP Systems (preferably Oracle)

Excel

Word

Job description

The Credit Manager supervising a staff of 2, is responsible customer credit evaluations, the collection and cash application of all customer receivables while assuring SOX compliance in all activities. The position is also responsible for all activities related to supply chain financing arrangements and various forms of financial analysis and reporting to both company leadership and the commercial sales team.

MAJOR RESPONSIBILITIES :

• Leadership of team in the collection & analytics of all items on Silgan Plastics’ AR portfolioAssign a portfolio of accounts for the Credit Manager and Collections AnalystsEstablishment & Review of customer payment terms and credit limitsIncludes managing & communicating the Credit Hold process for delinquent customersIncludes the reconciling customer claims and deductions at paymentIncludes the timing of turning over delinquent accounts for 3rd party agencyIncludes managing any accounts that may go into bankruptcy
• Oversee the process of applying cash to Silgan Plastics’ AR portfolio
• Analyze and publish monthly the AR results for the company to leadership members
• Assess and publish metrics results for AR to Silgan Plastics’ Finance & Sales Teams
• Collaborate with Sales Team & Customer Service on Credit topics where they can assist and where it’s needed in negotiation of our relationships
• Manage the credit hold process including communication with the customer, internal sales management, and the manufacturing / shipping facility
• Manage the Credit Application process for new customers as they apply for terms
• Analyze new customer credit applications to establish credit limits and terms
• Provide analysis of Extended Terms Requests through Cost of Capital or Supply Chain Finance tools
• Provide leadership in marshalling SCF agreements and terms changes through the established approval process
• Analyze accounts that may be at risk and the specific accounts that should be reserved in Silgan’s Allowance for Doubtful Accounts
• Prepare for approval, the analysis for Silgan Plastics’ Allowance for Doubtful Accounts calculation in accordance with company policy requirements monthly and quarterly schedules managed
• Provide monthly forecast of 18-month rolling AR balance
• Ensure all aspects of Accounts Receivable and credit activities are in SOX compliance
• Manage and submit quarterly and annual audit requests
• Responsible for annual review and filing of accounts requiring escheatment
• Assist the Director of FP&A and the company Controller in assessing and building cash projections by providing timely and accurate estimate of expected cash receipts
• Manage the EDI process including coordinating the customer onboarding process, coordinating the respective IT teams and reviewing and repairing rejections
• Above all work to cultivate, improve and maintain a solid partnership with Silgan Plastics’ customer base

EDUCATION :

Required : Bachelor’s Degree in Business

EXPERIENCE :

Required : Minimum 7 years related work experience and minimum 3 years supervisory experience in the credit area

SKILLS :

Required : Strong verbal / written communication along with interpersonal, leadership, organizational and negotiating skills. Minimum two years' experience customer visits. Knowledge of ERP computer systems (preferably Oracle) and applications as it relates to the credit function. Strong Excel and Word capabilities required. Some periodic travel required to meet with customers in their environment. Strong analytical skills for in-depth financial analysis and problem-solving skills.

LIMITATIONS AND DISCLAIMER (Non-Canada)

The above job description is meant to describe the general nature and level of work being performed; it is not intended to be construed as an exhaustive list of all responsibilities, duties and skills required for the position.

All job requirements are subject to possible modification to reasonably accommodate individuals with disabilities. Some requirements may exclude individuals who pose a direct threat or significant risk to the health and safety of themselves or other employees.

This job description in no way states or implies that these are the only duties to be performed by the employee occupying this position. Employees will be required to follow any other job-related instructions and to perform other job-related duties requested by their supervisor in compliance with Federal and State Laws.

Requirements are representative of minimum levels of knowledge, skills and / or abilities. To perform this job successfully, the employee must possess the abilities or aptitudes to perform each duty proficiently. Continued employment remains on an “at-will” basis.

Silgan is an Equal Opportunity Employer. We consider applicants for all positions without regard to race, color, religion, sex, national origin, age, marital status, or the presence of a disability, which would not prevent the performance of essential job duties with, or without reasonable accommodation of any other protective status.

Silgan is a drug-free workplace.

LIMITATIONS AND DISCLAIMER – Canada

The above job description is meant to describe the general nature and level of work being performed; it is not intended to be construed as an exhaustive list of all responsibilities, duties and skills required for the position.

All job requirements are subject to possible modification to accommodate individuals with disabilities. Silgan endeavors to provide accommodations to individuals with disabilities to perform their essential job duties as long as the accommodation does not pose an undue hardship on the company’s operations and does not pose a direct threat of substantial harm to the employee or others.

This job description in no way states or implies that these are the only duties to be performed by the employee occupying this position. Employees will be required to follow any other job-related instructions and to perform other job-related duties requested by their supervisor.

Requirements are representative of minimum levels of knowledge, skills and / or abilities. To perform this job successfully, the employee must possess the abilities or aptitudes to perform each duty proficiently. Employment is always subject to the Silgan’s rights as employer, including the right to end employment in accordance with Provincial Law.

Silgan is an equal opportunity employer. We consider applicants for all positions without regard to any ground protected under Provincial human rights laws.