Lombard Credit Risk Specialist

MW Recruitment; London; On-site; GBP 45,000 - 75,000; Full time

Job summary

An established industry player is seeking a dynamic Lending Value Analyst to join their product development team. This role offers the opportunity to define and enhance methodologies for lending values in financial securities, particularly in Lombard lending. You will collaborate with various stakeholders, leveraging your credit risk expertise to develop data-driven proposals and support operational changes. This is a fantastic chance to bridge product development with marketing and customer service, ensuring scalable and compliant solutions. If you're ready to make a significant impact in the banking sector, this role is for you.

Qualifications

• Strong analytical skills with a focus on financial securities.
• Experience in private banking and Lombard lending.

Responsibilities

• Collaborate with stakeholders to enhance lending value methodologies.
• Lead methodology reviews and support implementation of approved changes.

Skills

Credit Risk Analysis

Financial Analysis

Stress Testing

Change Management

Market Risk Understanding

Job description

My client, a leading banking institution, is looking for a dynamic and analytical individual to join the product development team as a lending value analyst. The role involves defining and enhancing lending value methodologies for financial securities used as collateral in Lombard lending.

What You’ll Do:

1. Collaborate with stakeholders across the business—including Credit Risk, Bankers, and Credit Specialists—to design, review, and enhance lending value methodologies.
2. Apply your deep understanding of credit risk to develop thoughtful, data-driven proposals.
3. Lead methodology reviews through governance and approval processes with clarity and confidence.
4. Partner with Technology and Operations teams to support operating model changes and ensure seamless implementation of approved methodologies.
5. Engage across functional teams to support the delivery of scalable, compliant, and client-focused solutions.
6. Develop and manage the success of specific financial products and services, providing in-depth expertise on particular product lines, and bridging the gap between product development, marketing, sales, and customer service.

What You Bring:

1. Ability to understand the market risk of financial securities, including equities, bonds, funds, and structured products.
2. Skills in credit risk and financial analysis, with the ability to identify opportunities, formulate proposals, and implement change.
3. Ability to undertake stress testing analysis to provide insight into the risk profile of the product.
4. Experience in private bank lending, with a focus on Lombard lending.
5. Experience leading and executing change management initiatives.

MW Recruitment is a specialist banking and financial services recruitment company, founded in 2010, with consultants specializing within this sector.

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