Lombard Credit Risk Specialist | London, UK | Hybrid

MW Recruitment; London; On-site; GBP 50,000 - 80,000; Full time

Job summary

An established industry player in banking is seeking a dynamic Lending Value Analyst to join their product development team. This role involves collaborating with various stakeholders to enhance lending value methodologies for financial securities used in Lombard lending. The ideal candidate will possess strong analytical skills in credit risk and financial analysis, with the ability to lead change and provide insights through stress testing. Join a forward-thinking organization where your expertise will help shape innovative financial products and services, ensuring compliance and client satisfaction.

Qualifications

• Strong analytical skills with a focus on credit risk and financial securities.
• Experience in private bank lending and Lombard lending.

Responsibilities

• Collaborate with stakeholders to enhance lending value methodologies.
• Lead methodology reviews and support operational changes.

Skills

Credit Risk Analysis

Financial Analysis

Market Risk Understanding

Stress Testing

Change Management

Job description

My client, a leading banking institution, is looking for a dynamic and analytical individual to join the product development team as a lending value analyst to play a key role in defining and enhancing lending value methodologies for financial securities used as collateral in Lombard lending.

What You’ll Do:

1. Collaborate with stakeholders across the business – including Credit Risk, Bankers, and Credit Specialists – to design, review, and enhance lending value methodologies.
2. Apply your deep understanding of credit risk to develop thoughtful, data-driven proposals.
3. Lead methodology reviews through governance and approval processes with clarity and confidence.
4. Partner with Technology and Operations teams to support operating model changes and ensure seamless implementation of approved methodologies.
5. Engage across functional teams to support the delivery of scalable, compliant, and client-focused solutions.
6. Develop and manage the success of specific financial products and services, providing in-depth expertise on a particular product line, bridging the gap between product development, marketing, sales, and customer service.

What You Bring:

1. Ability to understand the market risk of financial securities including equities, bonds, funds, and structured products, etc.
2. Skills in credit risk and financial analysis with the ability to identify opportunities, formulate proposals, and implement change.
3. Ability to undertake stress testing analysis to provide first-line insight on the risk profile of the product.
4. Experience in private bank lending, with a focus on Lombard lending.
5. Experience leading and executing change.