Loan Analyst

Jobwise Ltd; Lancashire; On-site; GBP 27,000 - 29,000; Full time

Benefits offered by this job

25 days holiday + Bank Holidays

Private healthcare

Bonus scheme

Free parking

Pension scheme

Employee Assistance Programme

Referral reward scheme

Lifestyle and Health Coach

Sports and Social activities

Company events

Regular staff rewards including freeL

Free lunches on last Friday

Job summary

Jobwise Ltd in Lancashire is recruiting a Loan Analyst to manage day‑to‑day administration of commercial property loans and to ensure accurate record keeping. You will calculate interest, prepare statements for clients and lenders, and handle payments using Excel for complex calculations.

Adequate numeracy and attention to detail are essential. The role offers a salary of 27,000–29,000, 25 days holiday plus bank holidays, a discretionary bonus after probation, private healthcare, pension, and

Qualifications

• Previous experience in a financial role such as general accounts or purchase ledger
• Experience in commercial loans or loan analyst roles is valuable
• Excellent numeracy and high accuracy with Excel

Responsibilities

• Manage day-to-day administration of commercial and corporate property loans
• Add new loans to the loan management system and update records
• Calculate loan interest and prepare statements for clients using Excel for complex calculations
• Prepare and process payments (online and manual) and monitor bank accounts
• Maintain portfolio databases, spreadsheets and distribution lists
• Assist with audits and provide information required
• Liaise with loan managers, lenders and clients regarding loan accruals and deadlines

Skills

Excel

Numeracy

Analytical thinking

Attention to detail

Own transport

Tools

Excel

Job description

Do you have experience in finance or accounts and enjoy working with numbers and want something new? Do you have an analytical approach and a high level of accuracy in your work? If so, this could be the role for you.

This well established and highly successful company is looking for someone with experience in a finance based role to join them as a Loan Analyst. Along with a salary of up to 29,000, they offer superb working conditions and benefits that include 25 days holiday + Bank Holidays, private healthcare, bonus scheme, free parking, and a pension scheme.

Your role as a Loans Analyst: Working as part of a team you will carry out the day to day administration of commercial property loans, ensuring accurate calculations and completeness of records a to generate Borrower/Lender communications. Duties will include:

• Managing the day-to-day administration of commercial and corporate property loans
• Adding new loans onto the loan management system and updating on an on ongoing basis
• Calculating loan interest and preparing statements for clients and lenders, using Excel to manage more complex loan calculations
• Preparing and processing payments, including online and manual paymentsMonitoring company bank accounts and keeping payment and reconciliation records up to date
• General loan operations duties including preparation of some overseas billing notices / remittance reports and rate setting
• Calculating Agency Fees, requisition of fee invoices from the Finance Dept and issuing invoices to Borrowers
• Liaising with Loan Managers, lenders, clients and relevant third parties with regards to loan accrual queries / administration
• Setting and maintaining interest rates and keeping loan records accurate
• Preparing billing notices, remittance reports and regular client reports
• Keeping track of important payment dates, fees and other loan deadlines
• Maintaining portfolio databases, spreadsheets and distribution lists
• Helping with audits and providing the information required

We would love to hear from you if you have the following skills and experience:

• Previous experience in a similar financial role such as general accounts, purchase ledger or other financial based roles in fields such as loans, mortgages, commercial banking, pensions, insurance underwriting or some other form of numerical analytical role
• Experience in commercial loans or working as a Loan Analyst or an Analyst role within the commercial banking sector would be very interesting as would experience within commercial property
• Confident using Excel with either advanced skills or the ability to develop their skills further
• An extremely high level of accuracy is a must
• Excellent numeracy skills
• Analytical with a strong eye for detail
• Due to the location of the offices, your own transport is definitely preferable

Whats in it for you as a Loan Analyst:

• A salary of 27,000 to 29,000 depending on experience
• 25 days holiday plus bank holidays (with the scope to buy up to an extra 5 days)
• Discretionary bonus scheme after probationary period
• Private healthcare after probationary period
• Pension scheme
• Free parking
• EAP - Employee Assistance Programme
• Referral reward scheme
• Access to Lifestyle and Health Coach
• Sports and Social activities
• Company events
• Regular staff rewards including free lunches on the last Friday of the month
• Policy of promoting from within