Lender Relationship Manager

Zuto; Manchester; On-site; GBP 40,000 - 60,000; Full time

Benefits offered by this job

Pension scheme

Life assurance

Discounts

Cycle to work

Wellbeing support

Job summary

Zuto is looking for a Lender Relationship Manager in Manchester to own a portfolio of lending partners and drive performance improvements.

You'll combine relationship management with commercial thinking, monitor KPIs, and work with senior stakeholders to shape lender partnerships. This is a highly visible role offering genuine ownership and impact across the lender panel.

Qualifications

• 3+ years’ experience managing external business relationships, ideally within financial services, automotive finance or another regulated environment.
• A proven ability to build credibility and influence senior stakeholders.
• A track record of delivering measurable performance improvements.
• Strong commercial awareness and the ability to prioritise opportunities against wider business objectives.
• An analytical mindset, with confidence interpreting MI and using data to make decisions and constructively challenge.
• Experience identifying improvement opportunities and taking them from idea through to implementation.

Responsibilities

• Acting as the primary point of contact for a portfolio of lenders.
• Building strong, trusted relationships with stakeholders at both operational and senior levels.
• Leading lender performance reviews and managing ongoing engagement.
• Monitoring lender performance metrics and MI to identify trends, risks and opportunities.
• Using data and commercial insight to identify opportunities to improve performance.
• Building clear cases for change and demonstrating how Zuto and our lenders can capitalise on opportunities.
• Identifying inefficiencies and friction within lender journeys and driving practical improvements.
• Working cross-functionally with teams across Zuto to implement change.
• Providing insight into lender appetite and market developments.
• Supporting the onboarding of new lender partners.

Skills

Relationship management

Analytical mindset

Commercial awareness

Data interpretation

Stakeholder influence

Job description

Who We Are

Join our team of passionate Zutonites and help transform the car finance experience with simplicity and integrity.

Location: Manchester City Centre

Who We Are

Join our team of passionate Zutonites and help transform the car finance experience with simplicity and integrity.

Since our journey began in 2006, we’ve grown to a team of over 550 people all driven by a shared purpose: to make buying a car transparent and hassle-free.

We know how important cars are in people’s everyday lives for work, family and freedom and that’s why we’re proud to help hundreds of thousands of customers every year. From day one, we’ve been redefining what success looks like, creating something special at Zuto: a business that leaves a lasting, positive legacy.

If you’re looking for a place where your ideas matter, your growth is supported and your achievements are celebrated, you’ll fit right in. Join a team that values collaboration, ambition and doing the right thing while having a lot of fun along the way.

The Role

As a Lender Relationship Manager, you’ll take ownership of a portfolio of Zuto’s lending partners, building strong relationships while identifying opportunities to improve performance and strengthen our partnerships.

You’ll combine relationship management with commercial thinking and data-led decision making — monitoring performance, identifying opportunities, reducing friction and turning ideas into measurable improvements.

This is a highly visible role where you’ll work with senior stakeholders both internally and externally, giving you genuine ownership and the opportunity to influence how Zuto works with its lender panel.

What You'll Be Doing

• Acting as the primary point of contact for a portfolio of lenders.
• Building strong, trusted relationships with stakeholders at both operational and senior levels.
• Leading lender performance reviews and managing ongoing engagement.
• Monitoring lender performance metrics and MI to identify trends, risks and opportunities.
• Using data and commercial insight to identify opportunities to improve performance.
• Building clear cases for change and demonstrating how Zuto and our lenders can capitalise on opportunities.
• Identifying inefficiencies and friction within lender journeys and driving practical improvements.
• Working cross-functionally with teams across Zuto to implement change.
• Providing insight into lender appetite and market developments.
• Supporting the onboarding of new lender partners.

What You'll Need

We're looking for someone commercially minded, analytical and confident building relationships with senior stakeholders.

You’ll need:

• 3+ years’ experience managing external business relationships, ideally within financial services, automotive finance or another regulated environment.
• A proven ability to build credibility and influence senior stakeholders.
• A track record of delivering measurable performance improvements.
• Strong commercial awareness and the ability to prioritise opportunities against wider business objectives.
• An analytical mindset, with confidence interpreting MI and using data to make decisions and constructively challenge.
• Experience identifying improvement opportunities and taking them from idea through to implementation.

Desirable

• Experience working for a lender or broker within automotive finance.
• Understanding of prime and non-prime lending.
• Knowledge of underwriting processes and credit reference agencies.
• Awareness of the regulatory landscape within consumer finance.
• Experience supporting process improvement or cross-functional change initiatives.

Why Join Zuto?

At Zuto, we don’t just talk about supporting our people, we live it. Here’s what makes being a Zutonite so special:

Financial Wellbeing

• Pension scheme, life assurance & income protection
• Free independent financial advice
• Lifestyle, restaurant & shopping discounts
• Cycle to work scheme

Physical & Mental Wellbeing

• GP Anytime service for you and your family
• Health cash back plan & access to wellbeing apps
• Discounted gym memberships and free digital fitness classes

Family Friendly

• Enhanced caregiver leave (primary & secondary)
• Flexible and shared parental leave
• Fertility and foster-friendly policies

Culture & Perks

• Birthdays off and volunteer days
• Bring your dog to work and enjoy free in-office massages
• Regular social events from team nights out to hikes, to sports clubs and more
• Regular gifting and celebrations throughout the year

Apply Today

Be part of a certified B Corp that’s changing car finance for good and have fun while doing it.

Zuto is committed to nurturing a progressive and inclusive culture and provides equal employment opportunities. No applicant or Zutonite is discriminated against based on age, disability, gender reassignment, marriage and civil partnership, pregnancy, race, religion or belief, sex, or sexual orientation.