Location: London (Head Office)
Hours: Monday to Friday, 9:00am–5:30pm
Working Pattern: Hybrid (50/50)
Reports to: Head of Risk Reporting & Analysis
Department: Risk & Compliance – Credit Risk Analytics
Hampshire Trust Bank is a specialist bank, staffed by experts focused on helping UK businesses realise their ambitions.
We offer niche specialty lines, as an SME bank, targeting under-served segments. Our dedicated Wholesale Finance, Bridging Finance, Development Finance and Specialist Mortgages teams ensure that businesses receive the outstanding service, lasting relationships, integrity, and expertise they need to prosper.
We also provide savings accounts to individuals and businesses and since we lend to SMEs, our savers can be sure their money will help boost the British economy. Our vision is to be the go-to bank in our chosen markets; to deliver positive customer outcomes, rewarding careers and great shareholder value through a high-performing culture grounded in excellence and integrity.
About the Role
We’re looking for a highly motivated Lead Risk Reporting Analyst to join our Credit Risk Analytics team at Hampshire Trust Bank.
This is a fantastic opportunity for an experienced credit risk professional to play a leading role in delivering high-quality risk reporting, analytics and insight that supports key business decisions across the bank.
Combining technical expertise, analytical capability and stakeholder leadership, you’ll be responsible for enhancing risk reporting, driving improvements in Power BI reporting solutions, supporting IFRS 9 reporting activities and strengthening data quality and governance across the organisation.
We're looking for someone who enjoys solving complex problems, takes ownership of delivery and is passionate about driving meaningful improvements rather than simply producing reports.
Key Responsibilities
Analytics & Power BI Delivery
- Lead the development and enhancement of Power BI dashboards and reporting solutions
- Translate business requirements into effective analytical and reporting outcomes
- Analyse large and complex datasets to identify insights and trends
- Improve reporting processes through automation and standardisation
- Ensure reporting is accurate, timely and delivers business value
Risk Reporting & IFRS 9
- Support the delivery and development of IFRS 9 reporting and expected credit loss analysis
- Contribute to model implementation, monitoring and reporting activities
- Produce and analyse credit risk reporting, identifying emerging risks and opportunities
- Work closely with Risk, Finance and Model Development teams to support reporting requirements
- Provide meaningful challenge and interpretation of risk data through robust analytical insight
Data Quality & Controls
- Identify, investigate and resolve data quality issues
- Conduct root cause analysis and implement sustainable solutions
- Strengthen data governance, controls and reporting standards
- Promote a culture of continuous improvement and data accuracy
Leadership & Stakeholder Management
- Act as a senior member of the team, providing guidance and support to analysts
- Build strong relationships with stakeholders across Risk, Finance, Data and Technology
- Manage competing priorities and drive delivery against deadlines
- Take ownership of key processes, reports and analytical frameworks
- Influence senior stakeholders and drive positive change across the business
Who You’ll Work With
You’ll Collaborate Closely With
- Director of Credit Analytics & Model Governance
- Head of Credit Modelling
- Head of Model Validation
- Chief Risk Officer and wider Risk team
- Chief Financial Officer and Finance teams
- Executive Committee members and Board sub-committees
- Technology and Data teams
- Internal and external auditors
What We’re Looking For
Qualifications & Experience
- Strong experience within Credit Risk Reporting and Analytics
- Practical experience of IFRS 9 reporting and expected credit loss methodologies
- Advanced Power BI skills including data modelling and DAX
- Strong experience using SQL, Python, SAS, R or similar analytical tools
- Experience analysing large datasets and translating findings into business insight
- Experience leading analytical projects or workstreams from design through to implementation
- Proven ability to improve reporting, analytics and data quality processes
- Strong understanding of risk reporting frameworks and controls
Desirable Experience
- Understanding of retail banking, commercial banking or consumer lending
- Experience in reporting automation and process improvement
- Experience supporting model implementation, monitoring or reporting
- Extensive experience in credit risk analytics
- Coaching, mentoring or leadership experience
Skills & Attributes
- Strong leadership and stakeholder influencing skills
- Excellent analytical and problem-solving capability
- Ability to communicate complex technical concepts clearly
- Strong commercial awareness and business understanding
- Ownership mentality with a focus on outcomes
- Comfortable operating in a fast-paced and evolving environment
- Proactive approach to continuous improvement and innovation
Benefits
- Competitive salary
- Discretionary annual bonus
- Hybrid working (50/50)
- 25 days annual leave (increasing with service) + Holiday Buy Scheme
- Private Medical Insurance (Bupa)
- Mental health & wellbeing support via Zurich & Bupa
- Pension scheme – 8% employer contribution (non-contributory)
- Cycle to Work & Green Car Schemes
- Interest‑free season ticket loan
- Study support & professional memberships
- Annual volunteering day & Net Zero commitment