Lead Pricing Analyst - Household

Ageas Uk; Eastleigh; Hybrid; GBP 55,000 - 72,000; Full time

Benefits offered by this job

Flexible working

35 days holiday (incl. bank holidays)

Private health insurance

Pension scheme

Job summary

Ageas UK is seeking an experienced Lead Pricing Analyst - Household to own pricing projects and drive data-driven solutions. The role involves collaborating with Underwriting, Actuarial and Implementation teams to shape pricing strategy and governance while coaching junior analysts across pricing workstreams.

The ideal candidate will combine technical analysis with commercial awareness to interpret market trends and competition, delivering impactful improvements to pricing performance within a

Qualifications

• Ideally household pricing experience, but must have general lines experience.
• Experience using analytics and modelling techniques to solve complex business problems.
• Ability to communicate technical concepts clearly to both technical and non-technical audiences.
• Experience presenting findings and recommendations to senior stakeholders.
• Strong project management, planning and organisational skills.

Responsibilities

• Lead pricing projects and workstreams to agreed timescales.
• Investigate complex challenges and develop data-driven pricing solutions.
• Develop and present pricing proposals balancing growth, competitiveness and profitability.
• Support strategic decisions with actuarial and statistical analyses.
• Identify new rating factors and pricing methodologies.
• Collaborate with underwriting, actuarial and implementation teams on pricing initiatives.
• Coordinate stakeholders, ensuring governance and sign-offs.
• Support deployment of pricing changes into live environments.
• Develop, validate and approve predictive models.
• Maintain pricing and monitoring datasets.
• Analyze portfolio performance, customer behavior and market dynamics.
• Coach and develop pricing analysts.

Skills

Household pricing

General lines pricing

Databricks

Python

R

Pricing software

Data manipulation

Statistical modelling

Communicating concepts

Presenting findings

Project management

Tools

Databricks

Python

R

Radar

Earnix

Job description

Job Title: Lead Pricing Analyst - Household
Target Start Date: ASAP
Contract Type: Permanent, Part Time, Full Time, Job Share option available
Salary Range: £55,000 - £72,000
Location: Hybrid, Eastleigh once a month
Closing Date for applications: Monday 28th September

Lead Pricing Analyst - Household: As a Lead Pricing Analyst, you'll own and drive key areas of pricing activity, taking responsibility for projects and workstreams from initial investigation through to recommendation, approval and implementation.

You’ll combine strong technical analysis with commercial awareness, helping Ageas understand market trends, competitor movements and pricing performance, while identifying new opportunities to improve our pricing approach.
You’ll also help develop and support Pricing Analysts within the team, providing guidance on their work and helping build technical capability across the function.

This role offers excellent exposure to senior stakeholders and provides the opportunity to influence strategic pricing decisions that directly impact business performance.

We’re looking for someone who is naturally curious, proactive and commercially aware.
You’ll enjoy getting underneath the detail of a problem, understanding what’s driving performance and challenging conventional thinking to identify better ways of doing things.

Whether you’re an experienced Lead Pricing Analyst or a strong Senior Pricing Analyst ready to take the next step in your career, we’d love to hear from you!
Main Responsibilities as Lead Pricing Analyst - Household:

• Lead and deliver pricing projects and workstreams to agreed timescales and quality standards.
  
• Investigate complex business challenges and develop innovative, data-driven pricing solutions.
  
• Develop and present pricing proposals that balance growth, competitiveness and profitability.
  
• Support strategic decision-making through sophisticated actuarial and statistical analysis.
  
• Identify opportunities for new rating factors, enhanced methodologies and alternative pricing approaches.
  
• Work closely with Underwriting, Actuarial and Implementation teams to deliver pricing initiatives.
  
• Coordinate stakeholders throughout the pricing process, ensuring the right governance, approvals and sign-offs are in place.
  
• Support the deployment and implementation of pricing changes into live environments.
  
• Develop, validate, review and approve predictive models.
  
• Maintain and enhance pricing and monitoring datasets.
  
• Analyse portfolio performance, customer behaviour and market dynamics to inform pricing decisions.
  
• Coach, support and develop Pricing Analysts and Senior Pricing Analysts.

Skills and experience you need as Lead Pricing Analyst - Household:

• Ideally household pricing experience, but must have general lines experience.
  
• Experience using Databricks, or Python, R or other statistical programming languages.
  
• Experience with Radar, Earnix or equivalent rating software.
  
• Strong data manipulation and programming skills.
  
• Experience using analytics and modelling techniques to solve complex business problems.
  
• Ability to communicate technical concepts clearly to both technical and non-technical audiences.
  
• Experience presenting findings and recommendations to senior stakeholders.
  
• Strong project management, planning and organisational skills.

At Ageas we offer a wide range of benefits to support you and your family inside and outside of work, which helped us achieve, Top Employer status in the UK.

Here are some of the benefits you can enjoy at Ageas:

Flexible Working- Smart Working @ Ageas gives employees flexibility around location (as long as it’s within the UK) and, for many of our roles, flexibility within the working day to manage other commitments, such as school drop offs etc. We also offer all our vacancies part-time/job-shares. We also offer a minimum of 35 days holiday (inc. bank holidays) and you can buy and sell days.

Supporting your Health- Dental Insurance Health Cash Plan, Health Screening, Will Writing, Voluntary Critical Illness, Mental Health First Aiders, Well Being Activities – Mindfulness.

Supporting your Wealth- 50% off esure and Sheilas' Wheels motor and home insurance, Annual Bonus Schemes, Annual Salary Reviews, Competitive Pension, Employee Savings, Employee Loans.

Supporting you at Work- Well-being activities, mindfulness sessions, Sports and Social Club events and more.

Supporting you and your Family-Maternity/pregnant parent/primary adopter entitlement of 16 weeks at full pay and paternity/non-pregnant parent/co-adopter at 8 weeks’ full pay.

Benefits for Them- Partner Life Assurance and Critical Illness cover.

Get some Tech- Deals on various gadgets including Wearables, Tablets and Laptops.

Getting around- Car Salary Exchange, Cycle Scheme, Vehicle Breakdown Cover.

Supporting you back to work- Return to work programme after maternity leave.