Lead Pricing Analyst - Household

Ageas UK; Chandler's Ford; Hybrid; GBP 55,000 - 72,000; Full time

Benefits offered by this job

Flexible Working

Health Insurance

Annual Bonus

Pension

Employee Savings

Job summary

Ageas UK is seeking a Lead Pricing Analyst - Household to own pricing workstreams, drive investigations from data to recommendations, and implement changes with senior oversight. This hybrid role includes an Eastleigh location once a month.

You will combine actuarial insight with commercial sensibility, monitor market trends, develop pricing proposals, and lead junior analysts while collaborating with Underwriting, Actuarial and Implementation teams.

Qualifications

• Must have pricing experience; household preferred.
• Strong analytics with programming languages.
• Experience with pricing software such as Radar or Earnix.
• Ability to communicate technical concepts to non-technical audiences.
• Proven track record of presenting findings to senior stakeholders.

Responsibilities

• Lead and deliver pricing projects to timescales and quality standards.
• Investigate business challenges and develop data-driven pricing solutions.
• Develop and present pricing proposals balancing growth and profitability.
• Support strategic decisions through actuarial and statistical analysis.
• Identify new rating factors and alternative pricing approaches.
• Coordinate with Underwriting, Actuarial and Implementation teams.
• Oversee deployment of pricing changes into live environments.
• Develop, validate, review and approve predictive models.
• Maintain and enhance pricing datasets.
• Analyse portfolio performance and market dynamics to inform pricing.
• Coach and develop Pricing Analysts.

Skills

Household pricing

Databricks

Python/R

Radar/Earnix

Data manipulation

Analytics modelling

Clear communication

Stakeholder presentation

Project management

Tools

Databricks

Python

R

Radar

Earnix

Job description

Job Title: Lead Pricing Analyst - Household

Target Start Date: ASAP

Contract Type: Permanent, Part Time, Full Time, Job Share option available

Salary Range: £55,000 - £72,000

Location: Hybrid, Eastleigh once a month

Closing Date for applications: Monday 28th September

Lead Pricing Analyst - Household

As a Lead Pricing Analyst, you'll own and drive key areas of pricing activity, taking responsibility for projects and workstreams from initial investigation through to recommendation, approval and implementation.

You'll combine strong technical analysis with commercial awareness, helping Ageas understand market trends, competitor movements and pricing performance, while identifying new opportunities to improve our pricing approach.

You'll also help develop and support Pricing Analysts within the team, providing guidance on their work and helping build technical capability across the function.

This role offers excellent exposure to senior stakeholders and provides the opportunity to influence strategic pricing decisions that directly impact business performance.

We're looking for someone who is naturally curious, proactive and commercially aware.

You'll enjoy getting underneath the detail of a problem, understanding what's driving performance and challenging conventional thinking to identify better ways of doing things.

Whether you're an experienced Lead Pricing Analyst or a strong Senior Pricing Analyst ready to take the next step in your career, we'd love to hear from you!

Main Responsibilities as Lead Pricing Analyst - Household

• Lead and deliver pricing projects and workstreams to agreed timescales and quality standards.
• Investigate complex business challenges and develop innovative, data-driven pricing solutions.
• Develop and present pricing proposals that balance growth, competitiveness and profitability.
• Support strategic decision-making through sophisticated actuarial and statistical analysis.
• Identify opportunities for new rating factors, enhanced methodologies and alternative pricing approaches.
• Work closely with Underwriting, Actuarial and Implementation teams to deliver pricing initiatives.
• Coordinate stakeholders throughout the pricing process, ensuring the right governance, approvals and sign-offs are in place.
• Support the deployment and implementation of pricing changes into live environments.
• Develop, validate, review and approve predictive models.
• Maintain and enhance pricing and monitoring datasets.
• Analyse portfolio performance, customer behaviour and market dynamics to inform pricing decisions.
• Coach, support and develop Pricing Analysts and Senior Pricing Analysts.

Skills and experience you need as Lead Pricing Analyst - Household

• Ideally household pricing experience, but must have general lines experience.
• Experience using Databricks, or Python, R or other statistical programming languages.
• Experience with Radar, Earnix or equivalent rating software.
• Strong data manipulation and programming skills.
• Experience using analytics and modelling techniques to solve complex business problems.
• Ability to communicate technical concepts clearly to both technical and non-technical audiences.
• Experience presenting findings and recommendations to senior stakeholders.
• Strong project management, planning and organisational skills.

Here are some of the benefits you can enjoy at Ageas:

• Flexible Working- Smart Working @ Ageas gives employees flexibility around location (as long as it’s within the UK) and, for many of our roles, flexibility within the working day to manage other commitments, such as school drop offs etc. We also offer all our vacancies part-time/job-shares. We also offer a minimum of 35 days holiday (inc. bank holidays) and you can buy and sell days.
• Supporting your Health- Dental Insurance Health Cash Plan, Health Screening, Will Writing, Voluntary Critical Illness, Mental Health First Aiders, Well Being Activities - Mindfulness.
• Supporting your Wealth- 50% off esure and Sheilas' Wheels motor and home insurance, Annual Bonus Schemes, Annual Salary Reviews, Competitive Pension, Employee Savings, Employee Loans.
• Supporting you at Work- Well-being activities, mindfulness sessions, Sports and Social Club events and more.
• Supporting you and your Family- Maternity/pregnant parent/primary adopter entitlement of 16 weeks at full pay and paternity/non-pregnant parent/co-adopter at 8 weeks’ full pay.
• Benefits for Them- Partner Life Assurance and Critical Illness cover.
• Get some Tech- Deals on various gadgets including Wearables, Tablets and Laptops.
• Getting around- Car Salary Exchange, Cycle Scheme, Vehicle Breakdown Cover.
• Supporting you back to work- Return to work programme after maternity leave.

About Ageas:

We are one of the largest car and home insurers in the UK.Our Peoplehelp Ageas to be a thriving, creative and innovative place to work. We show this in the service we provide to over four million customers.

As an inclusive employer, we encourage anyone to apply. We’re a signatory of the Race at Work Charter and Women in Finance Charter, member of iCAN and GAIN. As a Disability Confident Leader, we are committed to ensuring our recruitment processes are fully inclusive. That means if you are applying for a job with us, you will have fair access to support and adjustments throughout your recruitment experience. If the list does not cover the support you need, please contact our Recruitment Team to discuss how they can help. We also guarantee an interview for applicants with a disability who meet the minimum criteria for the role. For more information, please see Ageas Everyone.

We have a zero-tolerance approach towards any form of harassment during the recruitment process, ensuring that everyone is treated with respect and professionalism.

Our aim is to have great people everywhere in our business and we’re always looking for outstanding people to join us. Most roles across Ageas allow a proportion of your time to be spent working from home and we’re open to discussing flexible working, including full-time, part-time or job share arrangements. To find out more about Ageas, see About Us.