Lead Pricing Analyst - Household

Ageas Insurance Ltd; Eastleigh; Hybrid; GBP 70,000 - 95,000; Full time

Benefits offered by this job

Flexible Working

35 days holiday

Health & wellbeing programs

Pension / retirement plan

Annual salary reviews

Job summary

Ageas Insurance Ltd is seeking a Lead Pricing Analyst for Household pricing to own pricing projects and guide a team of analysts. You will balance growth, profitability, and competitiveness through advanced analytics and modelling.

You will collaborate with Underwriting, Actuarial and Implementation teams, while presenting insights to senior stakeholders and driving pricing strategy across the function.

Qualifications

• Household pricing experience preferred; general lines pricing experience required.
• Experience with Databricks, Python or R for data analysis.
• Experience with Radar or Earnix or equivalent rating software.
• Strong data manipulation and programming skills.
• Analytics and modelling techniques to solve complex business problems.
• Ability to explain technical concepts to both technical and non-technical audiences.
• Experience presenting findings to senior stakeholders.
• Strong project management, planning and organisational skills.
• Coaching and developing Pricing Analysts within the team.

Responsibilities

• Lead pricing projects and workstreams to agreed timescales and quality standards.
• Investigate complex business challenges and develop data-driven pricing solutions.
• Develop and present pricing proposals balancing growth, competitiveness and profitability.
• Support strategic decision-making through actuarial and statistical analysis.
• Identify opportunities for new rating factors and pricing methodologies.
• Collaborate with Underwriting, Actuarial and Implementation teams.
• Coordinate stakeholders with governance and approvals.
• Support deployment of pricing changes into live environments.
• Develop, validate and approve predictive models.
• Maintain pricing datasets and monitor performance.
• Analyse portfolio performance and market dynamics to inform pricing decisions.
• Coach and develop Pricing Analysts.

Skills

Household pricing

General lines pricing

Databricks

Python

R

Radar

Earnix

Data manipulation

Statistical modelling

Stakeholder communication

Project management

Mentoring

Tools

Radar

Earnix

Job description

Lead Pricing Analyst - Household: As a Lead Pricing Analyst, you'll own and drive key areas of pricing activity, taking responsibility for projects and workstreams from initial investigation through to recommendation, approval and implementation.

You’ll combine strong technical analysis with commercial awareness, helping Ageas understand market trends, competitor movements and pricing performance, while identifying new opportunities to improve our pricing approach. You’ll also help develop and support Pricing Analysts within the team, providing guidance on their work and helping build technical capability across the function.

This role offers excellent exposure to senior stakeholders and provides the opportunity to influence strategic pricing decisions that directly impact business performance.

We're looking for someone who is naturally curious, proactive and commercially aware. You’ll enjoy getting underneath the detail of a problem, understanding what's driving performance and challenging conventional thinking to identify better ways of doing things.

Whether you're an experienced Lead Pricing Analyst or a strong Senior Pricing Analyst ready to take the next step in your career, we'd love to hear from you!

Main Responsibilities as Lead Pricing Analyst - Household:

• Lead and deliver pricing projects and workstreams to agreed timescales and quality standards.
• Investigate complex business challenges and develop innovative, data-driven pricing solutions.
• Develop and present pricing proposals that balance growth, competitiveness and profitability.
• Support strategic decision-making through sophisticated actuarial and statistical analysis.
• Identify opportunities for new rating factors, enhanced methodologies and alternative pricing approaches.
• Work closely with Underwriting, Actuarial and Implementation teams to deliver pricing initiatives.
• Coordinate stakeholders throughout the pricing process, ensuring the right governance, approvals and sign-offs are in place.
• Support the deployment and implementation of pricing changes into live environments.
• Develop, validate, review and approve predictive models.
• Maintain and enhance pricing and monitoring datasets.
• Analyse portfolio performance, customer behaviour and market dynamics to inform pricing decisions.
• Coach, support and develop Pricing Analysts and Senior Pricing Analysts.

Skills and experience you need as Lead Pricing Analyst - Household:

• Ideally household pricing experience, but must have general lines experience.
• Experience using Databricks, or Python, R or other statistical programming languages.
• Experience with Radar, Earnix or equivalent rating software.
• Strong data manipulation and programming skills.
• Experience using analytics and modelling techniques to solve complex business problems.
  
• Ability to communicate technical concepts clearly to both technical and non-technical audiences.
• Experience presenting findings and recommendations to senior stakeholders.
• Strong project management, planning and organisational skills.

At Ageas we offer a wide range of benefits to support you and your family inside and outside of work, which helped us achieve, Top Employer status in the UK.

Here are some of the benefits you can enjoy at Ageas:

• Flexible Working- Smart Working @ Ageas gives employees flexibility around location (aslong as it’s within theUK) and, for many of our roles, flexibility within the working day to manageothercommitments, such as school drop offs etc. We alsoofferallour vacanciespart-time/job-shares.Wealsoofferaminimum of35 days holiday (inc. bank holidays) andyoucanbuyandselldays.
• SupportingyourHealth-DentalInsurance Health Cash Plan, Health Screening, Will Writing,VoluntaryCriticalIllness, Mental Health First Aiders, Well BeingActivities– Mindfulness.
• Supportingyourwealth- 50% off esure and Sheilas' Wheels motor and home insurance, Annual Bonus Schemes, AnnualSalaryReviews,CompetitivePension,Employee Savings,EmployeeLoans.
• SupportingyouatWork-Well‑beingactivities,mindfulnesssessions,SportsandSocialClubeventsandmore.
• Supportingyou and your Family- Maternity/pregnant parent/primary adopter entitlement of 16 weeks at full pay and paternity/non-pregnant parent/co-adopter at 8 weeks’ full pay.
• Benefits for Them- Partner Life Assurance and Critical Illness cover.
• Get some Tech- Deals on various gadgets including Wearables, Tablets and Laptops.
• Getting around- Car Salary Exchange, Cycle Scheme, Vehicle Breakdown Cover.
• Supporting you back to work- Return to work programme after maternity leave