Junior Treasury & ALM Analyst

Cynergy Bank Limited; Greater London; Hybrid; GBP 32,000 - 52,000; Full time

Benefits offered by this job

Annual incentive up to 20%

25 days' annual leave + bank holidays

Pension scheme with employer pension

4x salary life assurance

Group Income Protection

Hybrid working from day one

Health Cash Plan

Annual mobile health screening

Electric Vehicle Scheme

Educational support and professional发展

Money Coach financial wellbeing

Employee Assistance Programme (EAP)

Cycle to Work Scheme

Season Ticket Loan

Lifestyle discounts and wellbeing

Enhanced family-friendly policies

Job summary

Cynergy Bank is seeking a Junior Treasury & ALM Analyst to support liquidity management, funding, balance sheet management and risk analytics. You will work with data and automation tools to deliver governance-ready reporting.

You will gain hands-on exposure across Treasury operations, liquidity reporting and process automation while collaborating with experienced Treasury professionals in a hybrid, London-based role.

Qualifications

• Degree or equivalent experience in Finance, Economics, Mathematics, Data Analytics, Computer Science or related field.
• Strong numerical and analytical skills with confidence working with data.
• Experience using Excel and an appetite to further develop analytical skills.
• Exposure to Power BI, Power Query, SQL, Python, VBA or similar technologies.
• Interest in financial markets, banking, Treasury, liquidity management or financial risk.
• Attention to detail and methodical problem-solving.

Responsibilities

• Support daily Treasury activities, including liquidity management, funding and operational processes.
• Produce, validate and analyse Treasury reports with strong controls.
• Monitor market developments, interest rates and economic trends and provide insight.
• Support Treasury and ALM reporting, reconciliations and management information preparation.
• Assist with development of dashboards, reporting tools and analytical outputs.
• Help identify opportunities to automate processes and improve efficiency.
• Maintain documentation and audit-ready evidence to support governance.
• Collaborate with colleagues across Treasury, Finance and Operations.

Skills

Strong numerical and analytical skills

Excel experience

Power BI

Power Query

SQL

Python

VBA

Data analytics

Education

Finance/Economics/Mathematics/Data Analytics/Computer Science degree

Tools

Power BI

Power Query

SQL

Python

VBA

Job description

Launch your career at the heart of banking.

Interested in financial markets, data, technology and how banks make strategic decisions? Join Cynergy Bank as a Junior Treasury & ALM Analyst and gain hands‑on experience across liquidity management, funding strategy, balance sheet management, interest rate risk and Treasury analytics. This is a rare opportunity to join a modern Treasury function where you'll learn directly from experienced professionals, work with data and automation tools, and develop skills that can open doors to careers in Treasury, ALM, Financial Risk and Banking.

What's the Opportunity?

This is an exciting opportunity for a graduate or early‑career professional to join the Treasury team at one of the UK's leading challenger banks.

You'll gain practical exposure across Treasury operations, liquidity reporting, balance sheet management, funding, financial risk analysis and process automation while working alongside experienced Treasury professionals. Your work will support key business decisions, regulatory obligations and the Bank's funding and liquidity strategies.

We are not looking for a Treasury expert. We're looking for someone with strong analytical ability, curiosity, attention to detail and a passion for learning. Whether you've recently graduated or have some experience working with data and analysis, this role offers an outstanding platform to build a long‑term career within banking and financial services.

Where You Will Work

You will enjoy hybrid working, spending 3 days in our Central London office and 2 days working from home, giving you the flexibility to collaborate, learn from colleagues and build your career while maintaining a healthy work‑life balance.

Why Join Us?

We know the best people want more than just a job. At Cynergy Bank you'll find:

• Career Development: Build specialist skills across Treasury, ALM, liquidity management, funding and financial risk.

• Learning Opportunities: Work directly with experienced Treasury professionals in a supportive and collaborative environment.

• Innovation: Help shape Treasury's increasing use of data, automation and analytics.

• Meaningful Impact: Contribute to the financial resilience and strategic decision‑making of the Bank.

• Growth: Join a culture that encourages curiosity, continuous improvement and professional development.

How You Will Make an Impact

• Support daily Treasury activities, including liquidity management, funding and operational processes.

• Produce, validate and analyse Treasury reports, ensuring accuracy and strong controls.

• Monitor market developments, interest rates and economic trends, providing insight to the Treasury team.

• Support Treasury and ALM reporting, reconciliations and management information preparation.

• Assist with the development of dashboards, reporting tools and analytical outputs.

• Help identify opportunities to automate processes and improve efficiency.

• Maintain documentation, controls and audit‑ready evidence to support Treasury governance.

• Work collaboratively with colleagues across Treasury, Finance and Operations.

What You Will Bring

We value potential as much as experience.

You may be a recent graduate, an analyst early in your career, or someone looking to build a career in Treasury and banking.

You'll have:

• A degree or equivalent experience in Finance, Economics, Mathematics, Data Analytics, Computer Science or a related field.

• Strong numerical and analytical skills with confidence working with data.

• Experience using Excel and an appetite to further develop your analytical skills.

• Exposure to tools such as Power BI, Power Query, SQL, Python, VBA or similar technologies.

• An interest in financial markets, banking, Treasury, liquidity management or financial risk.

• Excellent attention to detail and a methodical approach to problem‑solving.

• Strong communication and organisational skills.

• A proactive, collaborative mindset and willingness to learn.

How We Will Support You

At Cynergy Bank, we're committed to helping our people thrive professionally and personally. Alongside a competitive salary, you'll benefit from:

• Annual incentive opportunity of up to 20%

• 25 days' annual leave plus bank holidays

• Option to purchase additional annual leave

• Pension scheme with employer contributions

• 4x salary life assurance

• Group Income Protection

• Hybrid working from day one

• Health Cash Plan

• Annual mobile health screening

• Electric Vehicle Scheme

• Educational support and professional development opportunities

• Money Coach financial wellbeing support

• Employee Assistance Programme (EAP)

• Cycle to Work Scheme

• Season Ticket Loan

• Lifestyle discounts and wellbeing benefits

• Enhanced family-friendly policies

Who Are We?

Cynergy Bank is the UK's Human Digital Bank, combining personal service with innovative technology to support ambitious businesses and individuals. We provide a comprehensive range of digitally enabled products and services while maintaining the human relationships that matter most. Since 2018, we've lent over £4bn to scaling businesses and continue to challenge traditional banking through innovation and customer‑centric thinking.

Named Bank of the Year 2025, we're recognised for our commitment to customers, innovation and exceptional service.

Our values guide everything we do:

• Putting the Customer First

• Risk Front and Centre

• Opportunity, Empowerment and Innovation

• United Team, Inclusive and Diverse

• Doing the Right Thing