Junior Relationship Manager - Real Estate Finance

JR United Kingdom; London; On-site; GBP 50,000 - 60,000; Full time

Job summary

An established Challenger Bank is seeking a dedicated professional to join their Development Finance team. In this role, you will be responsible for reviewing project information, conducting financial analyses, and preparing credit documentation. Your contributions will not only ensure compliance with regulatory requirements but also enhance the Bank's reputation in the residential development industry. This is a unique opportunity to thrive in a fast-paced environment, where your analytical mindset and strong communication skills will play a crucial role in delivering exceptional customer service and driving business success.

Qualifications

• 1-3 years of experience in a similar role in financial services.
• Keen understanding of property market trends.

Responsibilities

• Review and assess project information from prospective customers.
• Prepare Credit Papers for the Bank’s Credit Committee.
• Take ownership of deals from credit approval to completion.

Skills

Financial Analysis

Communication Skills

Organizational Skills

Analytical Mindset

Education

University Degree or Equivalent

Job description

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Client:

Location:

London, United Kingdom

Job Category:

Other

EU work permit required:

Yes

Job Views:

3

Posted:

05.05.2025

Expiry Date:

19.06.2025

Job Description:

My client is an established Challenger Bank with a successful Development Finance business.

Responsibilities:

• Review and critically assess all project and corporate information provided by prospective customers, ensuring completeness and accuracy.
• Conduct thorough financial reviews and viability analyses of new business opportunities using the Bank’s proprietary Appraisal Model, ensuring speed and accuracy.
• Accompany Lending Directors on site visits and client meetings, taking detailed notes and ensuring that all action points are diligently followed up.
• Prepare Credit Papers for presentation to the Bank’s Credit Committee.
• Prepare facility letters in line with Credit Committee approval, ensuring compliance with all stipulated terms.
• Instruct and collaborate with Solicitors, Valuers, and project Monitoring Surveyors, interpreting reports and addressing any arising issues.
• Handle all KYC and other regulatory requirements (Source of Wealth, Source of Funds, Sanctions checks).
• Manage loan conditions and ensure each deal aligns with credit and bank expectations.
• Take full ownership of deals from credit approval to completion, delivering exceptional customer service throughout.
• Contribute to raising the bank’s profile within the residential development industry through proactive marketing, deal analysis, and customer service.

What you will Bring:

Qualifications and experience

• University degree or equivalent, or relevant experience in financial services.
• 1-3 years of experience in a similar role (bank or non-bank lender).
• Keen understanding of property market trends.
• Experience in a fast-paced environment.

Competencies and Attributes

• Excellent written and verbal communication skills.
• Highly organized with the ability to prioritize multiple deadlines.
• Good credit writing skills with attention to detail.
• Team-oriented with effective collaboration skills.
• Analytical mindset for assessing lending propositions.

Salary: up to £60k depending on experience