Junior Finance Analyst

Atom bank; North East; Hybrid; GBP 26,000 - 35,000; Full time

Benefits offered by this job

4‑day work week

Hybrid work in Newcastle

Discretionary cash bonus

Pension scheme

Job summary

Atom Bank in Newcastle is seeking a Junior Value Management Analyst to optimise financial performance and turn data into actionable insights for non-finance budget holders across the business.

You’ll evaluate expenditure against budgets, identify trends, design automated workflows, and perform cost reconciliations to maintain a single source of truth, while collaborating with Financial Control, FP&A and Treasury.

Qualifications

• Comfort with complex numeric data, spotting trends and solving problems.
• Strong Excel skills (pivot tables and formulas) and eagerness to optimize workflows.
• Ability to translate financial numbers into clear summaries for different departments.
• Diligent variance tracking, data entry and quality assurance.
• Open-minded with a strong analytical mindset and a willingness to learn finance.

Responsibilities

• Variance analysis and insights for senior stakeholders.
• Create data visualisations and dashboards for non-finance teams.
• Identify bottlenecks and design automated cost-tracking workflows.
• Reconcile costs with forecasts and ledger entries to maintain a single source of truth.
• Collaborate with Financial Control, FP&A, and Treasury teams on projects.

Skills

Excel

Data analysis

Problem solving

Communication

Tools

Pivot tables

Job description

We're Atom

The bank that's on a mission to make finance faster, simpler and way more human.

We've ditched the stuffy banking model to build something that actually works for our customers, whenever and wherever they need us.

To make this happen, we're looking for like-minded people who can help us reach our goals and think differently.

We really value in‑person collaboration so this role requires weekly time in our Newcastle office.

What will your typical day look like?

Cost leadership is central to Atom's strategy, and our Value Management team plays a pivotal role in optimising financial performance, tracking spend, and driving strategic value across our product lines.

As a Junior Value Management Analyst, you won't just be tracking spreadsheets; you'll be an active problem‑solver. You will evaluate expenditure against budget, uncover trends, design automated workflows, and turn financial data into actionable insights for non‑finance budget holders across the business

This role offers a supportive environment to build your skills in financial modelling, process governance, and strategic performance management.

You'll receive continuous coaching from experienced colleagues while making a visible impact on atom's financial efficiency.

• Variance Analysis & Insight: Track actual spend against budgets, identify discrepancies, and build clear commentary explaining the "why" to senior stakeholders.
• Data Visualisation: Convert cost data into intuitive visual reports and dashboards that make complex numbers easy to understand for non-finance teams.
• Continuous Improvement: Proactively spot manual bottlenecks in cost-tracking workflows and help design automated, streamlined processes.
• Financial Integrity: Perform cost reconciliations between actual spend, forecasts, and ledger entries to maintain a single source of truth.
• Cross-Functional Collaboration: Work closely with Financial Control, FP&A, and Treasury teams on collaborative project deliverables.

What do we need from you?

• Comfortable working with complex numeric data, spotting trends, drawing logical conclusions, and solving problems
• Solid practical Excel skills (pivot tables, standard formulas, clear data formatting) paired with an eagerness to learn workflow optimization
• Ability to translate raw financial numbers into clear summaries and communicate effectively across different departments.
• Diligent approach to variance tracking, data entry, and quality assurance.
• We are open-minded, you don't have to have a finance background, as long as you display a strong analytical and problem solving mindset and are keen to learn, we'd love to hear from you!

What will you get from us?

• £30,000 salary
• Flexible hybrid working in Newcastle
• 4-day work week
• Discretionary cash bonus
• Incredibly generous company pension scheme (maximum of 13% of Atom input - candidate can put in more) 22.5 days annual leave plus public holiday
• Private Medical Insurance, Health Cash Plan, Life Insurance & Critical illness cover
• £200 "All about me" fund
• EV Scheme