In-House Legal Counsel

Atom Bank; North East; Hybrid; GBP 55,000 - 75,000; Full time

Benefits offered by this job

4‑day work week

Discretionary cash bonus

Pension scheme (13%)

Private medical insurance

Health cash plan

Life insurance

Critical illness cover

Annual leave 22.5 days

Job summary

Atom Bank is seeking a Legal Counsel with 0-3 years PQE to join its in-house team in Newcastle. The role covers commercial contracts, regulatory compliance, corporate finance, and governance within a fast-paced digital bank. You will draft and negotiate across departments while contributing to strategic growth.

The position requires in-person collaboration, with a minimum two days per week in the Newcastle HQ, and a flexible hybrid work model. A supportive team culture and broad exposure await.

Qualifications

• Qualified Solicitor with 1-3 years PQE and in-house exposure preferred.
• Solid grounding in general commercial law and contract negotiation.
• Able to translate complex legal concepts into practical business advice.
• Thrives in a fast-paced digital banking environment.

Responsibilities

• Draft, negotiate, and advise on supplier, outsourcing, and software agreements.
• Cross-departmental advisory to conveyancing queries, product terms, and customer administration.
• Provide clear, pragmatic legal guidance on financial services regulations including GDPR, Open Banking, PSD2.
• Assist with corporate finance, capital raising, wholesale activities, and material transactions.
• Support governance processes, including minute-taking and executive meeting support.

Skills

Commercial law

Contract negotiation

Regulatory guidance

In-house experience

Communication

Education

Qualified Solicitor

Job description

We're Atom

The bank that's on a mission to make finance faster, simpler and way more human.

We've ditched the stuffy banking model to build something that actually works for our customers, whenever and wherever they need us.

To make this happen, we're looking for like-minded people who can help us reach our goals and think differently.

We really value in-person collaboration and this role requires a minimum of 2 days per week in our Newcastle HQ.

What will your typical day look like?

Atom bank is looking for an enthusiastic, proactive, and pragmatic Legal Counsel (0-3 years PQE) to join our close-knit in-house team.

This is an exceptionally broad role offering comprehensive exposure across the bank. You will advise on everything from core commercial contracts and regulatory compliance (GDPR, Open Banking, PSD2) to corporate finance, marketing approvals, customer ops, and conveyancing queries. Because we keep day-to-day drafting in-house with limited reliance on external firms outside of major transactions, you will get stuck in from day one and learn by doing.

You will be part of a supportive team that values informal coaching and mentoring, providing an environment where you can develop your skills rapidly through the broad spectrum of work you'll be involved in.

• Commercial Contracts: Draft, negotiate, and advise on supplier, outsourcing, and software agreements - the bread and butter of our daily operations
• Cross-Departmental Advisory: Act as a trusted advisor to multiple departments on day-to-day legal issues, including conveyancing queries, product terms, and customer administration.
• Regulatory Guidance: Provide clear, pragmatic legal advice on financial services regulations, Open Banking, PSD2, and data protection/GDPR.
• Corporate & Growth Support: Assist with corporate finance, capital raising, wholesale activities, and material business transactions.
• Governance & Secretariat: Support corporate governance processes, including shared responsibility across the team for minute-taking and supporting executive meetings.

What do we need from you?

• Qualified Solicitor with 1-3 years PQE. We welcome applications from those making their first move from private practice or looking to expand their in-house experience.
• Solid ground in general commercial law and contract negotiation.
• Highly energetic, self-motivated, and eager to take ownership of a varied workload.
• Able to translate complex legal and regulatory concepts into straightforward, actionable advice for non-legal business partners.
• Thrives in a dynamic, fast-paced digital banking environment

What will you get from us?

• Flexible hybrid working in Newcastle
• 4-day work week
• Discretionary cash bonus
• Incredibly generous company pension scheme (maximum of 13% of Atom input - candidate can put in more) 22.5 days annual leave plus public holiday
• Private Medical Insurance, Health Cash Plan, Life Insurance & Critical illness cover
• £200 "All about me" fund
• EV Scheme