Junior Value Management Analyst

Atom bank; Newcastle upon Tyne; Hybrid; GBP 27,000 - 33,000; Full time

Benefits offered by this job

4-day work week

Discretionary bonus

Flexible hybrid

Pension scheme

Personal development fund

Leave allowance

Private Medical Insurance

Health Cash Plan

Life Insurance

Parental Leave

Electric Vehicle Scheme

Job summary

Atom bank in Newcastle is seeking a Junior Value Management Analyst to join our Value Management Team. You’ll move beyond spreadsheets, evaluating spend against budgets and turning data into actionable insights for non-finance budget holders across the business.

This role offers a supportive environment to build financial modelling, process governance, and strategic performance management, with ongoing coaching from experienced colleagues while making a visible impact on Atom’s financial

Qualifications

• Strong numeric data skills with the ability to spot trends and draw conclusions.
• Excellent practical Excel skills including pivot tables and standard formulas.
• Ability to translate raw financial numbers into clear summaries for non-finance stakeholders.
• Willingness to learn workflow optimization and improve processes.

Responsibilities

• Variance analysis and insight: track spend vs budget and explain variances to senior stakeholders.
• Data visualisation: create intuitive dashboards for cost data.

Skills

Data analysis

Excel proficiency

Problem solving

Cross-functional communication

Tools

Excel

Pivot tables

Job description

We’re Atom bank

The bank that’s on a mission to make finance faster, simpler and way more human.

We’ve ditched the stuffy banking model to build something that actually works for our customers, whenever and wherever they need us.To make this happen, we’re looking for like-minded people who can help us reach our goals and think differently.

If you’re ready to build the future of banking, we’d love to meet you.

We really value in-person collaboration so this role requires weekly time in our Newcastle office.

What will your ‘typical’ day look like? Different that’s for sure…:

Cost leadership is central to Atom’s strategy, and our Value Management team plays a pivotal role in optimisingfinancial performance, tracking spend, and driving strategic value across our product lines.

As a Junior Value Management Analyst, you won’t just be tracking spreadsheets; you’ll be an activeproblem-solver. You will evaluate expenditure against budget, uncover trends, design automated workflows,and transform financial data into actionable insights for non-finance budget holders across the business.

This role offers a supportive environment to build your skills in financial modeling, process governance, andstrategic performance management. You’ll receive continuous coaching from experienced colleagues whilemaking a visible impact on Atom’s financial efficiency.

What you’ll be doing:

• Variance Analysis & Insight: Track actual spend against budgets, identify discrepancies, and build clearcommentary explaining the “why” to senior stakeholders.
• Data Visualisation: Convert cost data into intuitive visual reports and dashboards that make complexnumbers easy to understand for non-finance teams.
• Continuous Improvement: Proactively spot manual bottlenecks in cost-tracking workflows and helpdesign automated, streamlined processes.
• Financial Integrity: Perform cost reconciliations between actual spend, forecasts, and ledger entries tomaintain a single source of truth.
• Cross-Functional Collaboration: Work closely with Financial Control, FP&A, and Treasury teams oncollaborative project deliverables.

What do we need from you?

• Comfortable working with complex numeric data, spotting trends, drawing logical conclusions, andsolving problems
• Solid practical Excel skills (pivot tables, standard formulas, clear data formatting) paired with aneagerness to learn workflow optimization
• Ability to translate raw financial numbers into clear summaries and communicate effectively acrossdifferent departments.
• Diligent approach to variance tracking, data entry, and quality assurance.
• We are open-minded, you don’t have to have a finance background, as long as you display a strong analytical and problem solving mindset and are keen to learn.

What you’ll get from us?

• Salary up to £30,000
• Flexible hybrid working in Newcastle
• Discretionary cash bonus based on company & individual performance
• 4-day work week
• Incredibly generous company pension scheme (maximum of 13% of Atom input – you can put in more)
• ‘All About Me’ fund: £200 per year to spend on personal development.
• 22.5 days annual leave plus public holidays
• Private Medical Insurance, Health Cash Plan & Life Insurance
• Enhanced Parental Leave
• Electric Vehicle Scheme

PLEASE NOTE: You must have the legal right to work in the UK to apply for this role as Atom is unable to support Visa Applications/Sponsorship

Atom is an equal opportunities employer. We value you as an individual and therefore disregard race, religion/belief, gender, sexual orientation, maternity/pregnancy, age, gender reassignment, marriage/civil partnership and disability in any hiring decisions we make. Atom will always adhere to the Equality Act 2010.

All roles within Atom must adhere to the Conduct Rules as set out by the Prudential Regulation Authority (PRA) and Financial Conduct Authority (FCA)

As part of Atom bank’s commitment to the FCA’s Consumer Duty, Atom will, take all reasonable steps to avoid causing foreseeable harm to customers, take all reasonable steps to enable customers to pursue their financial objectives and act in good faith.