Investment Manager - Debt - South West

RGIT Australia; Exeter; Hybrid; GBP 55,000 - 85,000; Full time

Benefits offered by this job

25 days annual leave

Private medical insurance

Income protection

Health cash plan

Job summary

The FSE Group seeks a seasoned lending professional to originate, structure and deliver SME loans in the South West of England. You will work directly with management teams to support sustainable growth, leveraging an established introducer network.

Role is hybrid, centred in Devon with a focus on debt funding and growth-supportive finance. Experience in evaluating credit proposals and presenting to a credit committee is essential.

Qualifications

• 3+ years in lending to SMEs with repayment from cash flow
• Ability to assess and structure loan propositions from business plans and forecasts
• Established network of professional introducers in the required location
• Ability to multi-task and prioritise deadlines to meet customer expectations
• Strong presentation skills and the ability to communicate at all management levels
• Diligent working style and experience using CRM systems to manage proposals
• Interest in leveraging AI and technology to improve efficiency
• Established professional introducer network in the area.

Responsibilities

• Originate a pipeline of lending opportunities and develop introducer relationships
• Carry out evaluation and due diligence on proposals
• Create and present credit proposals to an independent committee
• Manage completion post-approval including facility documentation and security
• Pro-actively manage client portfolio and monitor performance
• Support periodic fund reporting requirements

Skills

SME lending

Relationship building

Credit evaluation

CRM systems

Microsoft Office 365

Communication skills

AI interest

Tools

Microsoft Office 365

CRM systems

Job description

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We are looking to expand our Team that delivers Debt (Loan) funding to growth companies based in the South West of England. The Fund provides £100k–£2m loans to high-growth, innovative based SMEs that fall outside traditional bank lending.

The fund covers South West UK – Dorset, Somerset, Devon, Cornwall & the Isles of Scilly, we are looking for someone that is based ideally in Devon, but not essential ideally with an established professional introducer network in the area.

If you have experience with lending to SME sized companies and enjoy working closely with ambitious founders and taking a more than money approach to growth, we’d love to hear from you.

The Role

You’ll originate, structure and deliver loans, working directly with management teams and to support sustainable long-term growth.

Key Responsibilities include:

• Originate a consistent pipeline of suitable lending opportunities,developing relationships with introducers, and marketing the product to appropriate audiences
• Carry out evaluation and due diligence on suitable proposals in line with the Fund’s Lending Policy and Operational Guidelines.
• Create and present a credit proposal report to an independent credit committee for approval.
• Manage completion matters post approval including completion of facility documentation and instructing security.
• Pro-actively manage client portfolio, monitoring performance and identifying early potential default situations.
• Contribute to periodic fund reporting requirements.

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About You

You’ll bring:

• significant prior experience (3 years+) in lending to SMEs where the primary repayment source is future cash flow based on planned expansion.
• a strong ability to assess and structure loan propositions based on future business plans and financial forecasts
• an established network of professional business introducers in the required location
• ability to multi-task and prioritise deadlines to meet customer expectations.
• good presentation skills & ability to communicate and interact at all levels of management.
• a high level of IT proficiency, particularly on Microsoft Office 365 products
• a diligent working style and experience using CRM systems to manage & track proposal activities.
• Interest in leveraging AI and technology to improve efficiency
• An established professional introducer network in the area.

What We Offer

• Competitive salary, commensurate with experience.
• 25 days’ annual leave plus bank holidays, and your birthday off.
• Private medical insurance, income protection and health cash plan.

About FSE

The FSE Group has been backing ambitious, high-growth SMEs since 2002. Purpose-led and growth-focused, we provide accessible, market-gap funding through debt and equity finance, managing £400m across multiple funds while delivering meaningful regional economic impact.

This is a hybrid based role, with expectation of team meet ups both in person and virtually during the week/month/quarter.

Applicants must have the right to work in the UK. We are unable to offer visa sponsorship for this role.

The FSE Group is an equal opportunities employer and welcomes applications from all suitably qualified candidates. We believe diverse perspectives lead to better decision-making and stronger outcomes for the businesses and communities we support.

Company Overview

The FSE Group has been providing high-growth businesses with accessible market-gap funding since 2002.